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6604 Monroe Ave, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6604 Monroe Ave, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,276 sqft · built 1996
Lot Size0.38 acres (16,552 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Dec 2025)
Tax Bill$4,576 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-026695

Property Details

APN / Parcel Number

Primary APN05-026695
Alternative APNs
  • 5026695
  • 026695

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,276 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,552 sqft (0.38 acres)
Lot Dimensions167 ft deep x 100 ft wide
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area30 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number026695
Street Address6604 MONROE AVE
CitySYKESVILLE
StateMD
Zip21784-6343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 14 - 16552 SQ FT 6604 MONROE AVE 4-1 BLK RIDGELY PARK ANNEX
Legal SubdivisionRIDGELY PARK ANNEX
Legal BlockE
Legal Lot Number14
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group2
Census Block2010
Census Tract505206

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6604 MONROE AVE, SYKESVILLE, MD 21784-6343
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleNov 21, 1996 · Amount on Record
Deed Book / Page11655 / 170
Record UpdatedOct 29, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateDec 31, 2025
Property Address6604 MONROE AVE, ELDERSBURG, MD 21784-6343
Document Number0116550170
Book / Page11655 / 170
Map ReferenceMB 4 PG 1
Instrument DateDec 5, 2025
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,137.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6604 MONROE AVE, ELDERSBURG, MD 21784-6343

Mortgage

Document Number0011655178
DateDec 31, 2025
Instrument11655/178
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,576.00 (+5.32%)$390,500 (+5.17%)$409,700 (-) Land $151,100 Building $258,600
2025$4,345.00 (+14.25%) Homeowner's exemption$371,300 (+10.3%)$409,700 (+16.36%) Land $151,100 Building $258,600
2023$3,803.00 Homeowner's exemption$336,633$352,100 Land $151,100 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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