6609 Cedar St, Milton, FL 32570 Property Records

Santa Rosa County property record for 6609 Cedar St, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 900 sqft · built 2019
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Sep 2025)
Tax Bill	$1,768 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2N-28-2470-00400-0080`

Property Details

APN / Parcel Number

Primary APN	`34-2N-28-2470-00400-0080`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Heated Area
Gross Area	960 sqft
1st Floor Area	900 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,233 sqft (0.189 acres)
Lot Width	600 ft Width
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	342N282470004000080
Street Address	6609 CEDAR ST
City	MILTON
State	FL
Zip	32570-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MILTON HEIGHTS E 40 FT OF LOT 8 & W 20 FT OF LOT 9 BLK 4 AS DES IN OR 3751 PG 1188
Legal Range	28W
Legal Township	02N
Legal Section	34
Legal Subdivision	MILTON HEIGHTS
Legal Block	4
Legal Lot Number	8-9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3008
Census Tract	10601

Owner

Source: Santa Rosa County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6609 CEDAR ST, MILTON, FL 32570-2800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Jul 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	202544378
Deed Book / Page	4660 / 1855
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 24, 2025
Property Address	6609 CEDAR ST, MILTON, FL 32570-2800
Document Number	0046601855
Book / Page	4660 / 1855
Map Reference	MB A PG 30
Instrument Date	Sep 22, 2025
Instrument	202544378
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5061 AVOCET LN, PENSACOLA, FL 32514-8082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6609 CEDAR ST, MILTON, FL 32570-2800

Mortgage

Document Number	0046601856
Date	Sep 24, 2025
Instrument	4660/1856

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6609 CEDAR ST, MILTON, FL 32570-2800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5061 AVOCET LN, PENSACOLA, FL 32514-8082

Mortgage

Document Number	0040141984
Date	Oct 15, 2020
Book Page	4014/1984
Instrument	202053352

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 26, 2018
Property Address	6609 CEDAR ST, MILTON, FL 32570-2800
Document Number	0037511188
Book / Page	003751 / 001188
Instrument Date	Jul 24, 2018
Instrument	31947
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$238.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5061 AVOCET LN PENSACOLA FL 325148082, PENSACOLA, FL 32514-8082

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,768.00 (+5.36%)	$127,841 (+1.25%) Land $16,000 Building $111,841	$127,841 (+1.25%) Land $16,000 Building $111,841
2023	$1,678.00 (+6.61%)	$126,267 (+4.86%) Land $15,000 Building $111,267	$126,267 (+4.86%) Land $15,000 Building $111,267
2022	$1,574.00	$120,411	$120,411 Land $10,000 Building $110,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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