6589 Cedar St, Milton, FL 32570 Property Records

Santa Rosa County property record for 6589 Cedar St, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,496 sqft · built 1956
Lot Size	0.369 acres (16,074 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2024)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-2N-28-5240-00000-0210`

Property Details

APN / Parcel Number

Primary APN	`33-2N-28-5240-00000-0210`
Alternative APN	`N282335240000000210`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,496 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	16,074 sqft (0.369 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	64 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6589 CEDAR ST
City	MILTON
State	FL
Zip	32570-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 SPENCER MANOR AS DES IN OR 4512 PG 1135
Legal Range	28W
Legal Township	2N
Legal Section	33
Legal Subdivision	SPENCER MANOR
Legal Lot Number	21
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3007
Census Tract	10601

Owner

Source: Santa Rosa County records · APN 33-2N-28-5240-00000-0210

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6589 CEDAR ST, MILTON, FL 32570-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	202426698
Deed Book / Page	4512 / 1135
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 22, 2021
Property Address	6589 CEDAR ST, MILTON, FL 32570-2805
Document Number	0042101427
Book / Page	4210 / 1427
Map Reference	MB B PG 10
Instrument Date	Nov 10, 2021
Instrument	202177865
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4662 CYRIL DR, 4662, PACE, FL 32571-5509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6589 CEDAR ST, MILTON, FL 32570-2805

Mortgage

Document Number	0042101431
Date	Nov 22, 2021
Instrument	4210/1431

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,588.00 (-19.88%) Homeowner's exemption	$154,434 (+14.63%) Land $24,000 Building $130,434	$154,434 (+14.63%) Land $24,000 Building $130,434
2024	$1,982.00 (+2.85%)	$134,726 (+2.65%) Land $24,000 Building $110,726	$134,726 (+2.65%) Land $24,000 Building $110,726
2023	$1,927.00 (+9.61%)	$131,245 (+11.95%) Land $22,000 Building $109,245	$131,245 (+11.95%) Land $22,000 Building $109,245
2022	$1,758.00	$117,235	$117,235 Land $14,000 Building $103,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 323 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.