6609 Cambria Ct, Frederick, MD 21703 Property Records

Frederick County property record for 6609 Cambria Ct, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,810 sqft · built 2016
Lot Size0.227 acres (9,873 sqft)
Owner2 Individual Names on Record
Tax Bill$7,190 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-591524

Property Details

APN / Parcel Number

Primary APN01-591524
Alternative APN
  • 591524

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,810 sqft Living Area
Gross Area4,210 sqft
1st Floor Area1,690 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,873 sqft (0.227 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number591524
Street Address6609 CAMBRIA CT
CityFREDERICK
StateMD
Zip21703-2754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 231 PLAT 1 SECTI 9,873 SQ FT MANORS AT BALLENGER CREE
Legal SubdivisionPLAT 1 MANORS AT BALLENGER CREEK
Legal Lot Number231
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group4
Census Block4016
Census Tract752301

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6609 CAMBRIA CT, FREDERICK, MD 21703-2754
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Mar 11, 2021Intrafamily Transfer, Transfer
UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE
Oct 7, 2019Quit Claim Deed, Transfer · FHA Mortgage
QUICKEN LNS
Dec 5, 2017Deed, Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2019
Deed SaleOct 7, 2019
Prior SaleDec 5, 2017 · Amount on Record
Deed Book / Page13258 / 218
Prior Transfer DateSep 21, 2019
Prior Transfer Doc0132580218
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6609 CAMBRIA CT, FREDERICK, MD 21703-2754
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147080452
DateMar 29, 2021
Book Page14708/452
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateMar 11, 2021
Property Address6609 CAMBRIA CT, FREDERICK, MD 21703-2754
Document Number0146520028
Book / Page14652 / 28
Map ReferenceMB 95 PG 26
Instrument DateDec 29, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6609 CAMBRIA CT, FREDERICK, MD 21703-2754

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateOct 7, 2019
Property Address6609 CAMBRIA CT, FREDERICK, MD 21703-2754
Document Number0132580218
Book / Page013258 / 000218
Instrument DateSep 21, 2019
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyGLOBAL TITLE SERVICES LLC, GLOBAL TITLE SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6609 CAMBRIA CT FREDERICK MD 217032754, FREDERICK, MD 21703-2754

Mortgage

Document Number132580226
DateOct 7, 2019
Book Page013258/000226
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 6, 2049

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 5, 2017
Property Address6609 CAMBRIA CT, FREDERICK, MD 21703-2754
Document Number0121650054
Book / Page12165 / 0054
Map ReferenceMB95 PG26
Instrument DateNov 21, 2017
Instrument12165-0054
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyRESIDENTIAL TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address6609 CAMBRIA CT, FREDERICK, MD 21703-2754

Mortgage

Document Number121650063
DateDec 5, 2017
Instrument12165-0063
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$623,767 (+7.32%)$666,300 (-) Land $162,700 Building $503,600
2025$7,190.00 (+8.76%)$581,233 (+10.9%)$666,300 (+23.69%) Land $162,700 Building $503,600
2024$6,611.00 (+6.12%)
2023$6,230.00$524,100$538,700 Land $132,100 Building $406,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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