6604 Cambria Ct, Frederick, MD 21703 Property Records

Frederick County property record for 6604 Cambria Ct, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,784 sqft · built 2017
Lot Size0.219 acres (9,549 sqft)
Owner2 Individual Names on Record
Last Sale$542,500 (Jul 2018)
Tax Bill$7,477 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-591522

Property Details

APN / Parcel Number

Primary APN01-591522
Alternative APN
  • 591522

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,784 sqft Living Area
Gross Area4,184 sqft
1st Floor Area1,640 sqft
Basement Area700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,549 sqft (0.219 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number591522
Street Address6604 CAMBRIA CT
CityFREDERICK
StateMD
Zip21703-2756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 196 PLAT 1 SECTI 9,549 SQ FT MANORS AT BALLENGER CREE
Legal SubdivisionPLAT 1 MANORS AT BALLENGER CREEK
Legal Lot Number196
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group4
Census Block4015
Census Tract752301

Owner

Source: Frederick County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6604 CAMBRIA CT, FREDERICK, MD 21703-2756
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Deed of Trust, Mortgage · Line of Credit
CAPITAL AREA REALTORS FCU
Jul 8, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
May 31, 2019Deed of Trust, Mortgage · FHA Mortgage
WEI MORTGAGE CORPORATION
Jul 25, 2018Deed, Subdivision Related Transfer · Conventional Mortgage
WEI MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Deed Book / Page12533 / 179
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6604 CAMBRIA CT, FREDERICK, MD 21703-2756
Transaction TypeMortgage
Record UpdatedOct 10, 2022
Title CompanyFIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6604 CAMBRIA CT, FREDERICK, MD 21703-2756

Mortgage

Document Number0161500370
DateSep 26, 2022
Book Page16150/370
Lender
NameCAPITAL AREA REALTORS FCU
TypeCredit Union
AddressROCKVILLE, MD 20850
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 19, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6604 CAMBRIA CT, FREDERICK, MD 21703-2756
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138800228
DateJul 8, 2020
Book Page13880/228
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6604 CAMBRIA CT, FREDERICK, MD 21703-2756
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyFIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0129970243
DateMay 31, 2019
Book Page12997/0243
Lender
NameWEI MORTGAGE CORPORATION
TypeMortgage Company
AddressMC LEAN, VA 22102
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

July 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 25, 2018
Property Address6604 CAMBRIA CT, FREDERICK, MD 21703-2756
Document Number0125330179
Book / Page12533 / 0179
Map ReferenceMB95 PL26
Instrument DateJun 28, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyEMERALD TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,712.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6604 CAMBRIA CT, FREDERICK, MD 21703-2756

Mortgage

Document Number0012533185
DateJul 25, 2018
Instrument12533/185
Lender
NameWEI MORTGAGE CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,477.00 (+15.49%)$604,667 (+10.96%)$693,200 (+23.7%) Land $162,500 Building $530,700
2023$6,474.00$544,933$560,400 Land $132,000 Building $428,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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