6609 Bergstrom Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6609 Bergstrom Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,800 sqft · built 2015
Lot Size	5.73 acres (249,599 sqft)
Owner	Individual Name on Record
Last Sale	$28,900 (Aug 2010)
Tax Bill	$4,236 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`375-0010-02892`

Property Details

APN / Parcel Number

Primary APN	`375-0010-02892`
Alternative APN	`1021494`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,800 sqft Gross Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	249,599 sqft (5.73 acres)
Garage Area	1,200 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1021494
Street Address	6609 BERGSTROM RD
City	DULUTH
State	MN
Zip	55803-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	SLY 875 FT OF GOVT LOT 2 EX PART PLATTED & EXCOMM AT SW COR OF GOVT LOT 2 THENCE N ALONG WLINE 875 FT TO PT OF BEG THENCE E
Legal Range	14W
Legal Township	52N
Legal Section	17
Legal Subdivision	SAND BEACH
Legal Lot Number	2,175
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2009
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6609 BERGSTROM RD, DULUTH, MN 55803-9236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Quit Claim Deed, Mortgage · Conventional with PMI SUPERIOR CHOICE CU
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2010 · Amount on Record
Deed Sale	Aug 20, 2010 · Amount on Record
Deed Document Number	2010888520
Last Transfer Date	Dec 20, 2019
Transfer Doc	0001019022
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 27, 2019
Property Address	6609 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	00T1019022
Instrument Date	Dec 20, 2019
Instrument	T1019022
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6609 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	T1019023
Date	Dec 27, 2019
Instrument	T1019023

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6609 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	00A1003054
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6609 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	00A1003054
Date	Sep 24, 2018
Instrument	A1003054

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,236.00 (+6.75%) Homeowner's exemption
2025	$3,968.00 (+9.13%) Homeowner's exemption	$319,200 (-18.11%) Land $51,600 Building $267,600	$319,200 (-18.11%) Land $51,600 Building $267,600
2024	$3,636.00	$389,800 (+30.59%) Land $50,200 Building $339,600	$389,800 (+30.59%) Land $50,200 Building $339,600
2022		$298,500 Land $47,500 Building $251,000	$298,500 Land $47,500 Building $251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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