6582 Bergstrom Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6582 Bergstrom Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,578 sqft · built 2017
Lot Size	4.97 acres (216,493 sqft)
Owner	2 Individual Names on File
Last Sale	$36,130 (Nov 2016)
Tax Bill	$3,662 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0010-03032`

Property Details

APN / Parcel Number

Primary APN	`375-0010-03032`
Alternative APN	`1020067`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,578 sqft Gross Area
1st Floor Area	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Construction Type	Frame
Lot Area	216,493 sqft (4.97 acres)
Garage Area	1,666 sqft
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1020067
Street Address	6582 BERGSTROM RD
City	DULUTH
State	MN
Zip	55803-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	SLY 450 FT OF NLY 694.7 FT OF WLY 480FT OF LOT 3 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	17
Legal Subdivision	GNESEN TOWN OF
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2009
Census Tract	10601

Owner

6582 Bergstrom Rd is owned and occupied by two individuals who bought it in November 2016.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2235 E PIONEER RD, DULUTH, MN 55804-9632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH SHORE BK/COMMERCE
Jan 5, 2018	Deed of Trust, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2016 · Amount on File
Deed Sale	Nov 23, 2016 · Amount on File
Prior Sale	May 17, 2006 · Amount on File
Deed Document Number	20161298762
Prior Transfer Date	Oct 24, 2007
Prior Transfer Doc	0001066841
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6582 BERGSTROM RD, DULUTH, MN 55803-4500
Document Number	00A1376859
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6582 BERGSTROM RD DULUTH MN 558034500, DULUTH, MN 55803-4500

Mortgage

Document Number	00A1376859
Date	Apr 2, 2020
Instrument	A1376859

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6582 BERGSTROM RD, DULUTH, MN 55803-4500
Document Number	00A1325678
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6582 BERGSTROM RD DULUTH MN 558034500, DULUTH, MN 55803-4500

Mortgage

Document Number	00A1325678
Date	Jan 10, 2018
Instrument	A1325678

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6582 Bergstrom Rd was $3,662 with a homeowner's exemption, up 7.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,662.00 (+7.14%) Homeowner's exemption
2025	$3,418.00 (+13.71%) Homeowner's exemption	$439,700 (+9.46%) Land $57,400 Building $382,300	$439,700 (+9.46%) Land $57,400 Building $382,300
2024	$3,006.00	$401,700 Land $55,600 Building $346,100	$401,700 Land $55,600 Building $346,100
2022		$308,200 Land $52,500 Building $255,700	$308,200 Land $52,500 Building $255,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6582 Bergstrom Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6582 Bergstrom Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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