Bay County property record for 6607 Cherry St, Panama City, FL 32404
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1958 |
| Lot Size | 0.228 acres (9,975 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $392 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06035-040-000 |
| Primary APN | 06035-040-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Concrete Block |
| Lot Area | 9,975 sqft (0.228 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6607 CHERRY ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8066 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | CLWY18 |
| Legal Description | 7 4S 13W -9.4- 131C4 COM AT SE COR OF SEC TH W 660' N 38.75' TO N R/W OF CHERRY ST |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 07 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 803 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1438 NANNEYTOWN RD, UNION MILLS, NC 28167-8778 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 1992 |
| Deed Sale | Jun 4, 1992 |
| Deed Document Number | 0013751240 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $392.00 (+10.11%) | $29,750 (+11.11%) Land $29,750 | $29,750 (+11.11%) Land $29,750 |
| 2024 | $356.00 (+8.21%) | $26,775 (+8.62%) Land $26,775 | $26,775 (+8.62%) Land $26,775 |
| 2023 | $329.00 (+16.67%) | $24,650 (+7.41%) Land $24,650 | $24,650 (+7.41%) Land $24,650 |
| 2022 | $282.00 | $22,950 Land $22,950 | $22,950 Land $22,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 8 (2005–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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