6601 Cherry St, Panama City, FL 32404 Property Records

Bay County property record for 6601 Cherry St, Panama City, FL 32404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,863 sqft · built 1950
Lot Size0.308 acres (13,460 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Mar 2021)
Tax Bill$1,757 (2025)
Deeds & MortgagesMar 2021 Sale
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN06037-020-000

Property Details

APN / Parcel Number

Primary APN06037-020-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,863 sqft Heated Area
Gross Area2,637 sqft
1st Floor Area1,179 sqft
2nd Floor Area684 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area13,460 sqft (0.308 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage Area576 sqft
DrivewayDriveway
Driveway Area442 sqft
PorchPorch
Porch Area198 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address6601 CHERRY ST
CityPANAMA CITY
StateFL
Zip32404-8066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7 4S 13W -10.4A- 131C4 BEG 825' W & 40.4' N OF SE COR TH W 90' N 150' E 90' S 150'
Legal Range13W
Legal Township04S
Legal Section07
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3038
Census Tract803

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6601 CHERRY ST, PANAMA CITY, FL 32404-8066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 18, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2021 · Amount on Record
Deed SaleMar 31, 2021 · Amount on Record
Prior SaleDec 18, 2019 · Amount on Record
Deed Document Number2021023526
Deed Book / Page4384 / 280
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 31, 2021
Property Address6601 CHERRY ST, PANAMA CITY, FL 32404-8066
Document Number0043840280
Book / Page4384 / 280
Instrument DateMar 30, 2021
Instrument2021023526
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2319 S HIGHWAY 77385, 2319, LYNN HAVEN, FL 32444

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 CAROLINA AVE, LYNN HAVEN, FL 32444-1238

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateDec 18, 2019
Property Address6601 CHERRY ST, PANAMA CITY, FL 32404-8066
Document Number0042022298
Book / Page004202 / 002298
Instrument DateDec 18, 2019
Instrument107110
Transaction TypeTransfer
Record UpdatedJan 6, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2319 S HIGHWAY 77 #385 LYNN HAVEN FL 324447717, 385, LYNN HAVEN, FL 32444-7717

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityCallaway City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,757.00 (+10.85%)$128,357 (+12.45%) Land $31,500 Building $96,857$128,357 (+12.45%) Land $31,500 Building $96,857
2023$1,585.00 (+17.41%)$114,145 (+9.2%) Land $26,100 Building $88,045$114,145 (+9.2%) Land $26,100 Building $88,045
2022$1,350.00$104,529 Land $24,300 Building $80,229$104,529 Land $24,300 Building $80,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims8 (2005–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAWAY, CITY OF WATER SYSTEM
serves 20,520 people · EPA ID FL1030141
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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