6606 38th St E, Sarasota, FL 34243 Property Records

Manatee County property record for 6606 38th St E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,834 sqft · built 2007
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$243,800 (May 2009)
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`18792-3595-9`

Property Details

APN / Parcel Number

Primary APN	`18792-3595-9`
Alternative APN	`3518201879235959`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,834 sqft Living Area
Gross Area	3,848 sqft
1st Floor Area	918 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6606 38TH ST E
City	SARASOTA
State	FL
Zip	34243-7919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 4059 CASCADES AT SARASOTA PHASE IV PI#18792.3595/9
Legal Range	18E
Legal Township	35S
Legal Section	20
Legal Subdivision	CASCADES AT SARASOTA PHASE IV
Legal Tract	01879205
Legal Lot Number	4059
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1015
Census Tract	813

Owner

Source: Manatee County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6606 38TH ST E, SARASOTA, FL 34243-7919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit ACHIEVA CREDIT UNION
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2009 · Amount on File
Deed Sale	May 29, 2009 · Amount on File
Deed Document Number	20092703581
Deed Book / Page	2300 / 316
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Aug 3, 2026
Property Address	6606 38TH ST E, SARASOTA, FL 34243-7919
Document Number	0000089176
Instrument Date	Jul 29, 2026
Instrument	202689176
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6606 38TH ST E, SARASOTA, FL 34243-7919
Investor	Possibly a Property Investor

Mortgage

Document Number	0000089176,
Date	Aug 3, 2026
Instrument	202689176

Lender

Name	ACHIEVA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 27, 2051

Interest

Rate	6.43%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6606 38TH ST E, SARASOTA, FL 34243-7919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6606 38TH ST E, SARASOTA, FL 34243-7919

Mortgage

Document Number	202141007533
Date	Jan 20, 2021
Instrument	202141007533

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,378 (+2.7%)	$578,016 (-1.27%) Land $45,900 Building $532,116
2025	$3,908.00 (+3.36%) Homeowner's exemption	$275,928 (+5.99%)	$585,465 (-2.38%) Land $45,900 Building $539,565
2024	$3,781.00 (+1.91%)
2023	$3,710.00 (+3.08%) Homeowner's exemption	$260,342 (+3%)	$599,755 (+17.74%) Land $45,900 Building $553,855
2022	$3,599.00 Homeowner's exemption	$252,759	$509,379 Land $45,000 Building $464,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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