6619 38th St E, Sarasota, FL 34243 Property Records

Manatee County property record for 6619 38th St E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,653 sqft · built 2007
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Oct 2019)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`18792-3625-9`

Property Details

APN / Parcel Number

Primary APN	`18792-3625-9`
Alternative APN	`3518201879236259`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,653 sqft Living Area
Gross Area	4,543 sqft
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces
Pool Area	260 sqft
Porch	Screened Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6619 38TH ST E
City	SARASOTA
State	FL
Zip	34243-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 4065 CASCADES AT SARASOTA PHASE IV PI#18792.3625/9
Legal Range	18E
Legal Township	35S
Legal Section	20
Legal Subdivision	CASCADES AT SARASOTA PHASE IV
Legal Tract	01879205
Legal Lot Number	4065
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1014
Census Tract	813

Owner

6619 38th St E is owned and occupied by two individuals who acquired it in August 2020.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6619 38TH ST E, SARASOTA, FL 34243-7920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage DRUMMOND COMMUNITY BANK
Sep 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 25, 2019	Warranty Deed, Transfer · ARM DRUMMOND COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Prior Sale	May 14, 2008 · Amount on File
Deed Document Number	2019107216
Deed Book / Page	2809 / 1899
Last Transfer Date	Aug 13, 2020
Transfer Doc	0000096626
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6619 38TH ST E, SARASOTA, FL 34243-7920
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	HOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6619 38TH ST E, SARASOTA, FL 34243-7920

Mortgage

Document Number	0041112833
Date	Sep 6, 2022
Instrument	202241112833

Lender

Name	DRUMMOND COMMUNITY BANK
Type	Bank
Address	PORT CHARLOTTE, FL 33948

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2052
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 11, 2020
Property Address	6619 38TH ST E, SARASOTA, FL 34243-7920
Document Number	0041096626
Instrument Date	Aug 13, 2020
Instrument	41096626
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6619 38TH ST E SARASOTA FL 342437920, SARASOTA, FL 34243-7920

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 25, 2019
Property Address	6619 38TH ST E, SARASOTA, FL 34243-7920
Document Number	0028091899
Book / Page	2809 / 1899
Map Reference	MB 46 PG 191-197
Instrument Date	Sep 27, 2019
Instrument	201941107216
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	FOUNDATION TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2220 ALLIGATOR CREEK RD, 2220, CLEARWATER, FL 33765-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6619 38TH ST E, SARASOTA, FL 34243-7920

Mortgage

Document Number	28091901
Date	Oct 25, 2019
Instrument	2809-1901

Lender

Name	DRUMMOND COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 6619 38th St E was $4,739 with a homeowner's exemption, up 3.3% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,907 (+2.7%)	$654,662 (-0.26%) Land $45,900 Building $608,762
2025	$4,739.00 (+3.29%)	$328,050	$656,379 Land $45,900 Building $610,479
2024	$4,588.00 (+1.77%)
2023	$4,508.00 (+3.02%) Homeowner's exemption	$309,519 (+3%)	$672,854 (+15.61%) Land $45,900 Building $626,954
2022	$4,376.00 Homeowner's exemption	$300,504	$582,020 Land $45,000 Building $537,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6619 38th St E in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6619 38th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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