6605 FM 514, Point, TX 75472 Property Records

Rains County property record for 6605 FM 514, Point, TX 75472

Property Summary

Property Type	Rural Home
Details	1 ba · 1,480 sqft · built 1969
Lot Size	18.4 acres (803,246 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2021)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0097-0013-0000-43`

Property Details

APN / Parcel Number

Primary APN	`0097-0013-0000-43`
Alternative APNs	`R1992` `1992`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	803,246 sqft
Garage Area	228 sqft
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00970013000043
Street Address	6605 FM 514
City	POINT
State	TX
Zip	75472-4647
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0097 GARRETT JAMES ACRES 18.44
Legal Subdivision	GARRETT JAMES
Legal Block	4
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	4
Census Block	4010
Census Tract	950101

Owner

6605 FM 514, a rural home, is owned and occupied by two individuals who bought it in August 2021.

Source: Rains County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6605 FM 514, POINT, TX 75472-4647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 29, 2018	Vendor's Lien, Transfer COMMERCIAL BANK OF TEXAS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Deed Document Number	20212254
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Aug 10, 2021
Property Address	6605 FM 514, POINT, TX 75472-4647
Document Number	02021/2254
Book / Page	2021 / 2254
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	BERRIEN COUNTY ABSTRACT AND TITLE COMPANY, RAINS CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 TAWAKONI DR, EMORY, TX 75440-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 COUNTY ROAD 18, DAMON, TX 77430-8632
Investor	Possibly a Property Investor

Mortgage

Document Number	0020212255
Date	Aug 10, 2021
Instrument	2021/2255

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	May 29, 2018
Property Address	6605 FM 514, POINT, TX 75472-4647
Document Number	02018/1129
Book / Page	2018 / 1129
Instrument Date	May 21, 2018
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 420, MONTGOMERY, TX 77316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 TAWAKONI DR, EMORY, TX 75440-3007

Mortgage

Date	May 29, 2018

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6605 FM 514 was $1,930 with a homeowner's exemption.

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,079 (+12.29%) Land $272,772 Building $187,307	$460,079 (+12.29%) Land $272,772 Building $187,307
2025	$1,930.00 Homeowner's exemption Additional exemption filed	$409,740 Land $220,565 Building $189,175	$409,740 Land $220,565 Building $189,175
2023		$190,339	$390,728 Land $220,565 Building $170,163
2022	$2,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6605 FM 514 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6605 FM 514 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLER GROVE WSC serves 2,265 people · EPA ID TX1120016
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Communications Fixed Wireless	500 / 60

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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