6526 FM 514, Point, TX 75472 Property Records

Rains County property record for 6526 FM 514, Point, TX 75472

Property Summary

Property Type	Rural Home
Details	2 ba · 1,694 sqft · built 1960
Lot Size	2.92 acres (127,239 sqft)
Owner	Individual Name on Record
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0046-0100-0001-43`

Property Details

APN / Parcel Number

Primary APN	`0046-0100-0001-43`
Alternative APNs	`R17516` `17516`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	1,925 sqft
1st Floor Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	127,239 sqft
Garage Type	Attached
Garage Area	231 sqft
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00460100000143
Street Address	6526 FM 514
City	EMORY
State	TX
Zip	75440
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0046 CARNES WILLIAM R ACRES 2.921
Legal Subdivision	CARNES WILLIAM R
Legal Block	4
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	4
Census Block	4016
Census Tract	950101

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6526 FM 514, POINT, TX 75472-4604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
Oct 25, 2018	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 22, 2018
Transfer Doc	02018/2344
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	6526 FM 514, POINT, TX 75472-4604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/848
Date	Apr 28, 2020
Book Page	2020/848

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Oct 25, 2018
Property Address	6526 FM 514, POINT, TX 75472-4604
Document Number	02018/2344
Book / Page	2018 / 2344
Map Reference	VOL 466 PG 671
Instrument Date	Oct 22, 2018
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6526 FM HIGHWAY 514, EMORY, TX 75440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 KANSAS ST APT 8, 8, EMORY, TX 75440-2279

Mortgage

Document Number	0020182345
Date	Oct 25, 2018
Instrument	2018/2345

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,788 (-0.96%) Land $68,504 Building $178,284	$246,788 (-0.96%) Land $68,504 Building $178,284
2025	$2,417.00 (-19.3%) Homeowner's exemption	$249,186 (+6.74%) Land $68,504 Building $180,682	$249,186 (+6.74%) Land $68,504 Building $180,682
2023		$233,454 Land $65,242 Building $168,212	$233,454 Land $65,242 Building $168,212
2022	$2,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLER GROVE WSC serves 2,265 people · EPA ID TX1120016
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Communications Fixed Wireless	500 / 60

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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