6604 Ski Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 6604 Ski Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,054 sqft · built 2021
Lot Size	0.403 acres (17,555 sqft)
Owner	Company Name on Record
Last Sale	$21,000 (Nov 1996)
Tax Bill	$4,173 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-1N-28-4990-00000-0400`

Property Details

APN / Parcel Number

Primary APN	`27-1N-28-4990-00000-0400`
Alternative APN	`N281274990000000400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,054 sqft Living Area
Gross Area	5,141 sqft
1st Floor Area	2,538 sqft
Upper Floors Area	516 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	17,555 sqft (0.403 acres)
Garage Type	Attached
Garage Area	1,276 sqft
Parking Spaces	5 Parking Spaces
Porch	Finished/Open Porch
Porch Area	811 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6604 SKI LN
City	MILTON
State	FL
Zip	32583-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SKI WATCH ESTATES LOT 40 AS DES IN OR 1574 PG 717 & THAT PORTION OF LOT 39 FURTHER DES AS FOLLOWS: BEGIN AT SE COR LOT #39 THN N212257W 61.71 FT THN N414850W 66.09 FT TO NW LINE OF LOT #39 THN N481649E 45.55 FT TO NE COR OF LOT #39 THN S132202E 1
Legal Range	28W
Legal Township	1N
Legal Section	27
Legal Subdivision	SKI WATCH
Legal Lot Number	40
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6604 SKI LN, MILTON, FL 32583-9000
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 1996 · Amount on Record
Deed Sale	Nov 18, 1996 · Amount on Record
Deed Book / Page	1574 / 717
Last Transfer Date	Dec 2, 2013
Transfer Doc	0033192013
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6604 SKI LN, MILTON, FL 32583-9000
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	RELIABLE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039461843
Date	May 4, 2020
Book Page	3946/1843
Instrument	202021073

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$401,830 (+2.9%)	$470,235 (+3.2%) Land $67,000 Building $403,235
2024	$4,173.00 (+1.61%) Homeowner's exemption	$390,505 (+3%)	$455,662 (+0.74%) Land $60,000 Building $395,662
2023	$4,107.00 (+2.19%) Homeowner's exemption	$379,131 (+3%)	$452,336 (+0.56%) Land $60,000 Building $392,336
2022	$4,019.00 Homeowner's exemption	$368,088	$449,799 Land $65,000 Building $384,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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