6616 Ski Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 6616 Ski Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,392 sqft · built 2007
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Dec 2024)
Tax Bill	$2,276 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-1N-28-4990-00000-0030`

Property Details

APN / Parcel Number

Primary APN	`27-1N-28-4990-00000-0030`
Alternative APN	`N281274990000000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,392 sqft Living Area
Gross Area	4,031 sqft
1st Floor Area	2,392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,072 sqft (0.346 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	995 sqft
Parking Spaces	4 Parking Spaces
Porch	Florida Room
Porch Area	644 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6616 SKI LN
City	MILTON
State	FL
Zip	32583-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHNCD LIFE EST RESRVD IN: LOT 3 SKI WATCH ESTATES AS DES IN OR 4573 PG 774 & E-L/E RES IN OR 4634 PG 187
Legal Range	28W
Legal Township	1N
Legal Section	27
Legal Subdivision	SKI WATCH
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	222 W CERVANTES ST, PENSACOLA, FL 32501-3130
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
Jul 2, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 23, 2024	Warranty Deed, Transfer · VA Mortgage UMORTGAGE LLC
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	202457093
Deed Book / Page	4573 / 774
Prior Transfer Date	Sep 28, 2005
Prior Transfer Doc	0025101384
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6616 SKI LN, MILTON, FL 32583-9000
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6616 SKI LN, MILTON, FL 32583-9000

Mortgage

Document Number	0046710811
Date	Oct 22, 2025
Book Page	4671/811
Instrument	202549721

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 2, 2025
Property Address	6616 SKI LN, MILTON, FL 32583-9000
Document Number	0046340187
Book / Page	4634 / 187
Map Reference	MB D PG 41
Instrument Date	Jun 17, 2025
Instrument	202530573
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6616 SKI LN, MILTON, FL 32583-9000

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 23, 2024
Property Address	6616 SKI LN, MILTON, FL 32583-9000
Document Number	0045730774
Book / Page	4573 / 774
Map Reference	MB D PG 41
Instrument Date	Dec 20, 2024
Instrument	202457093
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6616 SKI LN, MILTON, FL 32583-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 BOAT CLUB LN, NAVARRE, FL 32566-7991

Mortgage

Document Number	0202457094
Date	Dec 23, 2024
Instrument	202457094

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6616 SKI LN, MILTON, FL 32583-9000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038320937
Date	May 24, 2019
Book Page	3832/0937
Instrument	201921676

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,854 (+42.43%)	$330,995 (+3.34%) Land $67,000 Building $263,995
2024	$2,276.00 (+1.93%) Homeowner's exemption Disabled Person's exemption	$228,782 (+3%)	$320,309 (+0.47%) Land $60,000 Building $260,309
2023	$2,233.00 (+2.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$222,118 (+3%)	$318,796 (+0.03%) Land $60,000 Building $258,796
2022	$2,180.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$215,649	$318,707 Land $65,000 Building $253,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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