Montcalm County property record for 6600 Spinnaker Rd, Crystal, MI 48818
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,644 sqft · built 2019 |
| Lot Size | 0.286 acres (12,449 sqft) |
| Owner | Individual on Record |
| Last Sale | $115,000 (Apr 2018) |
| Tax Bill | $6,458 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2018 Mortgage + 3 more |
| APN | 005-007-878-24 |
| Primary APN | 005-007-878-24 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,644 sqft Building Perimeter |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 1,644 sqft |
| Unfinished Basement | 1,644 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Lot Area | 12,449 sqft (0.286 acres) |
| Lot Dimensions | 194 ft deep x 77.9 ft wide |
| Garage Area | 1,008 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6600 SPINNAKER RD |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-8667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24, NORWEST TACK NO. 2; ALSO BEG S 00 DEG 05'16" W 225.62 FT FROM NW COR OF LOT 24, TH N 70 DEG 31'32" E 42.45 FT, S 00 D |
| Legal Subdivision | NORWEST TACK SUB 2 |
| Legal Lot Number | 24 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970900 |
Source: Montcalm County assessment roll, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 6600 SPINNAKER RD, CRYSTAL, MI 48818-8667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HALL FINANCIAL GROUP |
| Sep 26, 2018 | Deed of Trust, Mortgage · ARM FIRST INDEPENDENT BANK |
| Oct 4, 2018 | Deed of Trust, Mortgage INDEPENDENT BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL BANK & TRUST COMPANY |
| Apr 24, 2018 | Warranty Deed, Transfer · ARM INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2018 · Amount on Record |
| Deed Sale | Apr 24, 2018 · Amount on Record |
| Prior Sale | Apr 11, 2005 |
| Deed Document Number | 20185014 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 6600 SPINNAKER RD, CRYSTAL, MI 48818-8667 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R03156 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021R-03156 |
| Name | HALL FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 6600 SPINNAKER RD, CRYSTAL, MI 48818-8667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R10449 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 2018R-10449 |
| Name | FIRST INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Aug 1, 2020 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 6600 SPINNAKER RD, CRYSTAL, MI 48818-8667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R10869 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 2018R-10869 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 6600 SPINNAKER RD, CRYSTAL, MI 48818-8667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R05229 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020R-05229 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Apr 24, 2018 |
| Property Address | 6600 SPINNAKER RD, CRYSTAL, MI 48818-8667 |
| Document Number | 2018R05014 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 2018R-05014 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6600 SPINNAKER RD, CRYSTAL, MI 48818-8667 |
| Document Number | 2018R05015 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 2018R-05015 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2019 |
| Index | 1-Month LIBOR |
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Central Montcalm Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,500 (+9.25%) | $725,000 (+9.25%) | |
| 2025 | $6,458.00 (+2.52%) | $331,800 (+18.37%) | $663,600 (+136.75%) |
| 2024 | $6,299.00 | ||
| 2023 | $280,300 | $280,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CMS Internet Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
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