Montcalm County property record for 6566 Spinnaker Rd, Crystal, MI 48818
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,640 sqft · built 2000 |
| Lot Size | 0.622 acres (27,077 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Nov 1999) |
| Tax Bill | $5,616 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2025 Mortgage |
| APN | 005-007-877-09 |
| Primary APN | 005-007-877-09 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,640 sqft Building Perimeter |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 27,077 sqft (0.622 acres) |
| Lot Dimensions | 185 ft deep x 70 ft wide |
| Garage Area | 816 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6566 SPINNAKER RD |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FRM SNT |
| Legal Description | (PLATTED 1990, RESTRICTION L650 P578-585) LOTS 9 & 10, NORWEST TACK SUBDIVISION. .30 AC M/L. |
| Legal Subdivision | TACK SUBDIVISION |
| Legal Lot Number | 9-10 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970900 |
Source: Montcalm County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6566 SPINNAKER RD, CRYSTAL, MI 48818-9652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit SIDNEY STATE BANK |
| Sep 17, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage SIDNEY STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 1999 · Amount on Record |
| Deed Sale | Nov 3, 1999 · Amount on Record |
| Prior Sale | Oct 8, 1997 |
| Deed Book / Page | 919 / 915 |
| Last Transfer Date | Mar 6, 2024 |
| Transfer Doc | 0000002516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Jul 8, 2026 |
| Property Address | 6566 SPINNAKER RD, CRYSTAL, MI 48818-9652 |
| Document Number | 0000007230 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20267230 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 6566 SPINNAKER RD, CRYSTAL, MI 48818-9652 |
| Document Number | 0000007230, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20267230 |
| Name | SIDNEY STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 6566 SPINNAKER RD, CRYSTAL, MI 48818-9652 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R09765 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025R-09765 |
| Name | SIDNEY STATE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Central Montcalm Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,500 (+14.39%) | $779,000 (+14.39%) | |
| 2025 | $5,616.00 (+2.46%) | $340,500 (+15.46%) | $681,000 (+130.93%) |
| 2024 | $5,481.00 | ||
| 2023 | $294,900 | $294,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CMS Internet Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
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