660 Southlake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 660 Southlake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,726 sqft · built 2015
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$584,000 (Nov 2019)
Tax Bill	$6,463 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-31-5120-2AF05-1330`

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF05-1330`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,726 sqft Heated Area
Gross Area	3,996 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,237 sqft (0.235 acres)
Driveway	Driveway
Driveway Area	1,000 sqft
Pool Type	Pool with Hot Tub/Spa
Pool Area	1,117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	660 SOUTHLAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 133 OR 2091/91 OR 2274/1381 OR 2397/1328
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Lot Number	133
Legal Unit	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-1330

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	660 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA
Nov 12, 2019	Warranty Deed, Transfer LOANDEPOT.COM LLC
Nov 28, 2018	Deed of Trust, Mortgage · Line of Credit REUNION BK/FL
Apr 26, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Apr 26, 2018 · Amount on Record
Deed Document Number	2019041989
Deed Book / Page	2397 / 1328
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	660 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024420630
Date	May 15, 2020
Book Page	2442/630
Instrument	2020018203

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 12, 2019
Property Address	660 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Document Number	0023971328
Book / Page	002397 / 001328
Instrument Date	Nov 08, 2019
Instrument	41989
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,088.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	660 SOUTHLAKE DR ORMOND BEACH FL 321741514, ORMOND BEACH, FL 32174-1514

Mortgage

Document Number	23971330
Date	Nov 12, 2019
Book Page	002397/001330
Instrument	41990

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	660 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Document Number	0023241289
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	660 SOUTHIAKE DR ORMOND BEACH FL 32174, ORMOND BEACH, FL 32174

Mortgage

Document Number	0023241289
Date	Dec 13, 2018
Book Page	002324/001289
Instrument	46487

Lender

Name	REUNION BK/FL
Type	Bank
Address	PORT ORANGE, FL 32129

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 26, 2018
Property Address	660 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Document Number	0022741381
Book / Page	2274 / 1381
Map Reference	MB37 PG1-3
Instrument Date	Apr 24, 2018
Instrument	2018015026
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	663 SOUTHLAKE DR, 663, ORMOND BEACH, FL 32174-1515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 OSUTHLAKE DR, ORMOND BEACH, FL 32174

Mortgage

Document Number	2018015027
Date	Apr 26, 2018
Instrument	2018015027

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,463.00 (-17.45%) Homeowner's exemption	$499,836 (+5.99%)	$685,263 (+8.83%) Land $72,500 Building $612,763
2023	$7,829.00 (+5.24%) Homeowner's exemption	$471,601 (+3%)	$629,658 (+3.81%) Land $72,500 Building $557,158
2022	$7,439.00 Homeowner's exemption	$457,865	$606,555 Land $72,500 Building $534,055

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1994–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2019, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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