Flagler County property record for 656 Southlake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,030 sqft · built 2015 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $770,000 (Sep 2021) |
| Tax Bill | $9,273 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-13-31-5120-2AF05-1310 |
| Primary APN | 03-13-31-5120-2AF05-1310 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,030 sqft Heated Area |
| Gross Area | 3,935 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,934 sqft (0.251 acres) |
| Driveway | Driveway |
| Driveway Area | 1,008 sqft |
| Pool Area | 1,327 sqft |
| Deck Area | 729 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 656 SOUTHLAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 131 OR 2105/226 OR 2239/877 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 131 |
| Legal Unit | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF05-1310
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 656 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 01, 2017 | Warranty Deed, Transfer SOUTHERN TITLE HOLDINGS COMPANY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on Record |
| Deed Sale | Sep 29, 2021 · Amount on Record |
| Prior Sale | Nov 01, 2017 · Amount on Record |
| Deed Document Number | 2021053637 |
| Deed Book / Page | 2610 / 1932 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 29, 2021 |
| Property Address | 656 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Number | 0026101932 |
| Book / Page | 2610 / 1932 |
| Map Reference | MB 37 PG 1-3 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021053637 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | PROFESSIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6178 KNOTTY PINE CT, 6178, PORT ORANGE, FL 32127-9551 |
| Name | Verified Name |
|---|---|
| Address | 15208 49TH AVE SE, EVERETT, WA 98208-8816 |
| Document Number | 26101934 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2610/1934 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 01, 2017 |
| Property Address | 656 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514 |
| Document Number | 0022390877 |
| Book / Page | 002239 / 000877 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 38385 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | SOUTHERN TITLE HOLDINGS COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,095.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 656 SOUTHLAKE DR ORMOND BEACH FL 321741514, ORMOND BEACH, FL 32174-1514 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,273.00 (-11.8%) Homeowner's exemption | $699,310 (+5.99%) | $728,065 (+8.59%) Land $72,500 Building $655,565 |
| 2023 | $10,514.00 (+4.94%) Homeowner's exemption | $659,808 (+3%) | $670,493 (+4.67%) Land $72,500 Building $597,993 |
| 2022 | $10,019.00 Homeowner's exemption | $640,590 Land $72,500 Building $568,090 | $640,590 Land $72,500 Building $568,090 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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