660 Shipley Rd, Cecilia, KY 42724 Property Records

Hardin County property record for 660 Shipley Rd, Cecilia, KY 42724

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 2003
Lot Size	0.594 acres (25,918 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2016)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-00-00-022`

Property Details

APN / Parcel Number

Primary APN	`053-00-00-022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	25,918 sqft (0.594 acres)
Garage Type	Attached
Garage Area	672 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	660 SHIPLEY RD
City	CECILIA
State	KY
Zip	42724-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
Jurisdiction	HARDIN KY
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1034
Census Tract	1702

Owner

660 Shipley Rd is owned and occupied by an individual who bought it in February 2016.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	660 SHIPLEY RD, CECILIA, KY 42724-8716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit ABOUND FCU
Jan 19, 2021	Warranty Deed, Transfer MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC
Jan 19, 2021	Warranty Deed, Transfer MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2016 · Amount on File
Deed Sale	Feb 17, 2016 · Amount on File
Deed Document Number	0001420962
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	660 SHIPLEY RD, CECILIA, KY 42724-8716
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2346/574
Date	Nov 17, 2020
Book Page	2346/574

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	660 SHIPLEY RD, CECILIA, KY 42724-8716
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2358/721
Date	Jan 25, 2021
Book Page	2358/721

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Jan 19, 2021
Property Address	660 SHIPLEY RD, CECILIA, KY 42724-8716
Document Number	1504/759
Book / Page	1504 / 759
Map Reference	CAB 1 SH 3838
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	May 5, 2021
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Tax	$132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27375 VIANA, 27375, MISSION VIEJO, CA 92692-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 SHIPLEY RD, CECILIA, KY 42724-8716

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Jan 19, 2021
Property Address	660 SHIPLEY RD, CECILIA, KY 42724-8716
Document Number	1504/756
Book / Page	1504 / 756
Map Reference	CAB 1 SH 3838
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Tax	$132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27375 VIANA, 27375, MISSION VIEJO, CA 92692-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 SHIPLEY RD, CECILIA, KY 42724-8716

Tax Assessment & Valuation

The 2025 property tax bill for 660 Shipley Rd was $2,010.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00	$209,800 Land $20,000 Building $189,800	$209,800 Land $20,000 Building $189,800
2023		$167,800 Land $12,100 Building $155,700	$167,800 Land $12,100 Building $155,700
2021	$1,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 660 Shipley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 660 Shipley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shipley Rd

Nearby Streets

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