Hardin County property record for 445 Shipley Rd, Cecilia, KY 42724
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 bd · 2 ba · 1,247 sqft · built 1995 |
| Lot Size | 106 acres (4,617,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,255 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-00-00-032 |
| Primary APN | 053-00-00-032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 4,617,360 sqft (106 acres) |
| Porch | Porch |
| Porch Area | 200 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 445 SHIPLEY RD |
|---|---|
| City | CECILIA |
| State | KY |
| Zip | 42724-8716 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | R & S KERFOOT ACRES LT 2 & 99.353AC |
| Legal Subdivision | R & S KERFOOT AC |
| Legal Lot Number | 2-99 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1702 |
445 Shipley Rd, an agricultural property, is owned and occupied by two individuals.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 SHIPLEY RD, CECILIA, KY 42724-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000556135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 445 SHIPLEY RD, CECILIA, KY 42724-8716 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 445 SHIPLEY RD, CECILIA, KY 42724-8716 |
| Document Number | 002503/302 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 2503/302 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ELIZABETHTOWN, KY 42701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 22, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 445 Shipley Rd was $1,255 with exemptions applied.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,255.00 Homeowner's exemption Additional exemption filed | $173,000 Land $167,800 Building $5,200 | $173,000 Land $167,800 Building $5,200 |
| 2023 | $139,000 Land $132,600 Building $6,400 | $139,000 Land $132,600 Building $6,400 | |
| 2021 | $1,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Shipley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 445 Shipley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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