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660 S Central Ave, Bartow, FL 33830 Property Records

Polk County property record for 660 S Central Ave, Bartow, FL 33830

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 1,754 sqft · built 1976
Lot Size0.193 acres (8,416 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Mar 2018)
Tax Bill$1,959 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-30-08-000000-033120

Property Details

APN / Parcel Number

Primary APN25-30-08-000000-033120
Alternative APNs
  • 083025000000033120
  • 83025000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units2 Units
Stories1 Story
Building Area1,754 sqft Living Area
1st Floor Area1,754 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2000
Architectural StyleDuplex Single
Lot Area8,416 sqft (0.193 acres)
Lot Dimensions105 ft deep x 80 ft wide
View / LotLake
Garage TypeDetached
Garage Area56 sqft

Location & Zoning

Street Address660 S CENTRAL AVE
CityBARTOW
StateFL
Zip33830-4627
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3
Legal DescriptionBEG 660 FT S & 325 FT E OF NW COR OF NW1/4 OF NW1/4 RUN N ALONG CENTRAL AVE 80 3/4 FT E 104PT5 FT S 80 3/4 FT W 104PT5 FT TO BEG
Legal Range25E
Legal Township30S
Legal Section08
Legal SubdivisionHEBB PROP
Legal Block2
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2037
Census Tract15102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Bartow Residential District
listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address660 S CENTRAL AVE, BARTOW, FL 33830-4627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Mar 29, 2018Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Mar 26, 2018Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2018 · Amount on Record
Deed SaleMar 29, 2018 · Amount on Record
Deed Document Number201867760
Deed Book / Page10438 / 1190
Prior Transfer DateJan 2, 2013
Prior Transfer Doc0000055447
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address660 S CENTRAL AVE, BARTOW, FL 33830-4627
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 S CENTRAL AVE 660, 660, BARTOW, FL 33830-4627

Mortgage

Document Number0000108237
DateApr 28, 2021
Book Page11688/2049
Instrument2021108237
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 29, 2018
Property Address660 S CENTRAL AVE, BARTOW, FL 33830-4627
Document Number0104381190
Book / Page010438 / 001190
Instrument DateMar 28, 2018
Instrument67760
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address650-660 S CENTRAL AVE BARTOW FL, BARTOW, FL

Mortgage

Document Number104381192
DateMar 29, 2018
Book Page010438/001192
Instrument67761
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2048

Mortgage

Document Number104381204,
DateMar 29, 2018
Book Page010438/001204
Instrument67762
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded
Term360 Months
DueMar 28, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address660 S CENTRAL AVE, BARTOW, FL 33830-4627
Document Number0105661154
Instrument DateMar 26, 2018
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 PLANTATION CIR #416 PLANT CITY FL 335661542, 416, PLANT CITY, FL 33566-1542

Mortgage

Document Number0105661154
DateAug 1, 2018
Book Page010566/001154
Instrument163078
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,959.00 (-5.5%) Homeowner's exemption$125,933 (+13.77%)$216,216 (+88.35%) Land $18,500 Building $89,015
2023$2,073.00 (+21.3%) Homeowner's exemption$110,688 (+4.59%)$114,797 (+6.1%) Land $18,000 Building $96,797
2022$1,709.00 Homeowner's exemption$105,834$108,193 Land $15,000 Building $93,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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