Polk County property record for 640 S Central Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,314 sqft · built 1920 |
| Lot Size | 0.203 acres (8,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Mar 2020) |
| Tax Bill | $2,050 (2025) |
| Deeds & Mortgages | Mar 2020 Sale Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-08-000000-033100 |
| Primary APN | 25-30-08-000000-033100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| Gross Area | 2,186 sqft |
| 1st Floor Area | 1,846 sqft |
| Upper Floors Area | 340 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,830 sqft (0.203 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 420 sqft |
| Cooling System | Central |
|---|
| Street Address | 640 S CENTRAL AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 579.25 FT S & 325 FT E OF NW COR OF NW1/4 OF NW1/4 RUN N 84.75 FT E 104.5 FT S 84.75 FT W TO BEG |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | HEBB PROP |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 15102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 S CENTRAL AVE, BARTOW, FL 33830-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2020 | Warranty Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on Record |
| Deed Sale | Mar 4, 2020 · Amount on Record |
| Prior Sale | Nov 13, 2008 · Amount on Record |
| Deed Document Number | 202049673 |
| Deed Book / Page | 11162 / 1056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 4, 2020 |
| Property Address | 640 S CENTRAL AVE, BARTOW, FL 33830-4627 |
| Document Number | 0111621056 |
| Book / Page | 011162 / 001056 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 49673 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2020 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 S CENTRAL AVE BARTOW FL 338304627, BARTOW, FL 33830-4627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 640 S CENTRAL AVE, BARTOW, FL 33830-4627 |
| Document Number | 0101961836 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 S CENTRAL AVE BARTOW FL 338304627, BARTOW, FL 33830-4627 |
| Document Number | 0101961836 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 010196/001836 |
| Instrument | 128538 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2047 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,050.00 (-11.29%) Homeowner's exemption | $155,806 (+5.99%) | $199,138 (+3.28%) Land $41,938 Building $157,200 |
| 2023 | $2,311.00 (+16.6%) Homeowner's exemption | $147,005 (+3%) | $192,809 (+15.64%) Land $20,307 Building $172,502 |
| 2022 | $1,982.00 Homeowner's exemption | $142,723 | $166,738 Land $17,217 Building $149,521 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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