660 Park Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 660 Park Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,807 sqft · built 2018
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$1,700,000 (Jun 2018)
Tax Bill	$20,054 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-133-035`

Property Details

APN / Parcel Number

Primary APN	`064-133-035`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,807 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	660 PARK AVE
City	CAYUCOS
State	CA
Zip	93430-1271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRO RK VW 4 BL 16 LT 19 & PTN LT 20
Legal Subdivision	MORRO ROCK VIEW SUB 4
Legal Block	16
Legal Lot Number	19,20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3004
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	660 PARK AVE, CAYUCOS, CA 93430-1271
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jun 4, 2018	Grant Deed, Transfer OPES ADVISORS
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEESE JOHN S FAMILY TRUST (PT)
Jan 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Oct 12, 2016 · Amount on Record
Deed Document Number	201822764
Prior Transfer Date	Sep 29, 2016
Prior Transfer Doc	0000051804
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	660 PARK AVE, CAYUCOS, CA 93430-1271
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053813
Date	Dec 2, 2019
Instrument	2019053813

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	660 PARK AVE, CAYUCOS, CA 93430-1271
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006024
Date	Feb 6, 2020
Instrument	2020006024

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 4, 2018
Property Address	660 PARK AVE, CAYUCOS, CA 93430-1271
Document Number	0000022764
Instrument Date	Apr 24, 2018
Instrument	22764
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	660 PARK AVE CAYUCOS CA 934301271, CAYUCOS, CA 93430-1271

Mortgage

Document Number	22765
Date	Jun 4, 2018
Instrument	22765

Lender

Name	OPES ADVISORS
Address	5151 CORPORATE DR, TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	660 PARK AVE, CAYUCOS, CA 93430-1271
Document Number	0000029937
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1305 FILAREE WAY ARROYO GRANDE CA 934204947, ARROYO GRANDE, CA 93420-4947

Mortgage

Document Number	0000029937
Date	Jul 7, 2017
Instrument	29937

Lender

Name	KEESE JOHN S FAMILY TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 3, 2017
Property Address	660 PARK AVE, CAYUCOS, CA 93430-1271
Document Number	0000000170
Instrument Date	Dec 29, 2016
Instrument	170
Transaction Type	Transfer
Record Updated	Jan 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	640 PARK ST CAYUCOS CA 93430, CAYUCOS, CA 93430

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,972,990 (+2%) Land $1,160,583 Building $812,407
2025	$20,054.00 (+1.9%) Homeowner's exemption	$1,934,305 (+4.04%) Land $1,137,827 Building $796,478
2023	$19,681.00 (+1.71%) Homeowner's exemption	$1,859,195 Land $1,093,645 Building $765,550
2022	$19,351.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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