San Luis Obispo County property record for 640 Park Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,238 sqft · built 1972 |
| Lot Size | 0.085 acres (3,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Oct 2020) |
| Tax Bill | $9,647 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-133-036 |
| Primary APN | 064-133-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,238 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 3,700 sqft (0.085 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 640 PARK AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | MORRO RK VW 4 BL 16 PTN LTS 20 & 3 |
| Legal Subdivision | MORRO ROCK VIEW 04 |
| Legal Block | 16 |
| Legal Lot Number | 20,3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10504 |
Source: San Luis Obispo County assessment roll, APN 064-133-036, as of August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 835 N 5 1/2 AVE, KINGSBURG, CA 93631-9454 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage APOTEK MODERNA LLC |
| Oct 22, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Prior Sale | Sep 08, 2016 · Amount on Record |
| Deed Document Number | 202059688 |
| Prior Transfer Date | Apr 06, 1999 |
| Prior Transfer Doc | 0000040461 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 640 PARK AVE, CAYUCOS, CA 93430-1255 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 835 NORTH 5 1 2 AVE, KINGSBURG, CA 93631 |
| Document Number | 0000025180 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023025180 |
| Name | APOTEK MODERNA LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KINGSBURG, CA 93631 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 22, 2020 |
| Property Address | 640 PARK AVE, CAYUCOS, CA 93430-1255 |
| Document Number | 0000059688 |
| Map Reference | MB 3 PG 114 |
| Instrument Date | Oct 02, 2020 |
| Instrument | 2020059688 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 835 N 45 1 2 AVE, KINGSBURG, CA 93631 |
| Document Number | 0000059689 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020059689 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: San Luis Obispo County assessment roll as of August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,647.00 (+0.8%) | $920,066 (+4.04%) Land $649,458 Building $270,608 |
| 2024 | $9,570.00 (+1.1%) | |
| 2023 | $9,466.00 (+1.72%) | $884,340 Land $624,240 Building $260,100 |
| 2022 | $9,306.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 540 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system CA4010015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORRO ROCK MUTUAL WATER CO private · serves 2,181 people |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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