660 Elma Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 660 Elma Ave, Big Pine Key, FL 33043

Property Summary

Property TypeResidential Vacant Land
Lot Size0.574 acres (25,000 sqft)
Owner2 Company Names on Record
Last Sale$5,300,000 (Aug 2023)
Tax Bill$2,274 (2024)
Deeds & MortgagesAug 2023 Sale
May 2021 Sale
Flood ZoneZone VE (high risk)
APN00246450-000000

Property Details

APN / Parcel Number

Primary APN00246450-000000
Alternative APNs
  • 34662900246450000000
  • 1316113

Exterior

Effective Year BuiltEffective 1981
Lot Area25,000 sqft (0.574 acres)
View / LotWaterfront
Boat AccessBoat Access

Location & Zoning

Account Number1316113
Street Address660 ELMA AVE
CityBIG PINE KEY
StateFL
Zip33043
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeIS-M
Legal DescriptionBK B LT 4 AND BAY BTM WEST AND ADJ TO LOT 4 PINEY POINT SUB PB3-88 BIG PINE KEY (II DEED 22119) OR62-174 OR493-1028 OR555-273 OR810-1729 OR810-1730 OR3099-1618 OR3240-0536 OR3272-0536 OR3276-0284
Legal Range29E
Legal Township66S
Legal Section34
Legal SubdivisionPINEY POINT SUBD
Legal BlockB
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2050
Census Tract971401

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address7 DALTON ST, DANIEL ISLAND, SC 29492-7960
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 24, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Prior SaleMay 24, 2021 · Amount on Record
Deed Document Number20232429891
Deed Book / Page3240 / 536
Last Transfer DateMay 9, 2024
Transfer Doc0002461721
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 28, 2023
Property Address660 ELMA AVE, BIG PINE KEY, FL 33043
Document Number0032400536
Book / Page3240 / 536
Map ReferenceMB 3 PG 88
Instrument DateAug 24, 2023
Instrument2429891
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$37,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address680 ELMA AVE, BIG PINE KEY, FL 33043-3328

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 WAPPOO CREEK DR STE 605, 605, CHARLESTON, SC 29412-2157

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 24, 2021
Property Address660 ELMA AVE, BIG PINE KEY, FL 33043
Document Number0030991618
Book / Page3099 / 1618
Map ReferenceMB 3 PG 88
Instrument DateMay 21, 2021
Instrument2321186
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,393.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address450 E CAMDEN AVE, 450, MOORESTOWN, NJ 08057-2254

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 ELMA AVE, BIG PINE KEY, FL 33043-3328

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$270,223 (+0.11%) Land $237,475 Building $32,748$270,223 (+0.11%) Land $237,475 Building $32,748
2024$2,274.00 (+8.54%)
2023$2,095.00 (+15.11%)$269,938 (+25.83%) Land $237,475 Building $32,463$269,938 (+25.83%) Land $237,475 Building $32,463
2022$1,820.00$214,530 Land $182,067 Building $32,463$214,530 Land $182,067 Building $32,463

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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