620 Elma Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 620 Elma Ave, Big Pine Key, FL 33043 · Last verified December 2025

Property Summary

Property Type	Cultural, Historical (Monuments, Museums)
Details	2 bd · 2 ba · 1,580 sqft · built 1963
Lot Size	0.129 acres (5,625 sqft)
Owner	Company Name on File
Last Sale	$550,000 (May 2022)
Tax Bill	$2,089 (2022)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone VE (high risk)
APN	`00246470-000000`

Property Details

APN / Parcel Number

Primary APN	`00246470-000000`
Alternative APNs	`34662900246470000000` `1316130`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1963
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	5,625 sqft (0.129 acres)
Garage Area	360 sqft
Porch	Porch
Porch Area	45 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1316130
Old Parcel Number	34662900246470000000
Street Address	620 ELMA AVE
City	BIG PINE KEY
State	FL
Zip	33043-3328
Property Category	Public Works
Property Type	Public Works > Cultural, Historical (Monuments, Museums)
Legal Description	BK B PT LT 6 AND PT OF S1/2 LT 7 PINEY POINT SUB PB3-88 BIG PINE KEY OR63-320/21 OR87-284 OR1472-675D/C OR1523-1367/AFF
Legal Range	29E
Legal Township	66S
Legal Section	34
Legal Subdivision	PINEY POINT SUBD
Legal Block	B
Legal Lot Number	6-7
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2050
Census Tract	971401

Owner

Source: Monroe County records · APN 00246470-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1100 SIMONTON ST # 205, 205, KEY WEST, FL 33040-3110
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Deed Document Number	2376059
Deed Book / Page	3174 / 1011
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 18, 2022
Property Address	620 ELMA AVE, BIG PINE KEY, FL 33043-3328
Document Number	0031741011
Book / Page	3174 / 1011
Map Reference	MB 3 PG 88
Instrument Date	May 12, 2022
Instrument	2376059
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 WHALIN WAY, THE VILLAGES, FL 32163-0752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 SIMONTON ST # 205, 205, KEY WEST, FL 33040-3110

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,628 (-43.47%) Land $132,564 Building $4,064	$136,628 (-43.47%) Land $132,564 Building $4,064
2023	Homeowner's exemption	$241,699 (+24.8%) Land $206,801 Building $34,898	$241,699 (+24.8%) Land $206,801 Building $34,898
2022	$2,089.00	$193,663 Land $158,765 Building $34,898	$193,663 Land $158,765 Building $34,898

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 690 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.