Habersham County property record for 660 Baldwin Rd, Cornelia, GA 30531 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 1996 |
| Square Footage | 13,620 sqft Total Area |
| Lot Size | 74,488 sqft (1.71 acres) |
| Last Sale | $500,000 (2021) |
| Tax Bill | $7,195.00 (2025) |
| Primary APN | 088 027 |
|---|---|
| Alternative APNs |
|
| Building Area | 13,620 sqft Total Area |
|---|---|
| 1st Floor | 13,620 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 74,488 sqft (1.71 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 397669 |
|---|---|
| Street Address | 660 BALDWIN RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5763 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | 10-151 95 R/W 1289-658 |
| Jurisdiction | HABERSHAM GA |
| Minor Civil Division | CORNELIA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 604 |
Source: Habersham County records · APN 088 027
Assessment roll updated September 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SMITH MICHAEL L |
| Jul 09, 2009 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK (BLAIRSVILLE GA) |
| Mar 30, 2006 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Sep 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SMITH MICHAEL L |
| Dec 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage SMITH MICHAEL L |
| Dec 06, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2021 · Amount on Record |
| Deed Sale | Dec 06, 2021 · Amount on Record |
| Deed Doc Number | 20213166 |
| Deed Book / Page | 1289 / 658 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Document Number | 0000001420/0000000099 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 0000001420/0000000099 |
| Name | SMITH MICHAEL L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00893/0308 |
|---|---|
| Date | Jul 09, 2009 |
| Book Page | 893/0308 |
| Name | UNITED COMMUNITY BANK (BLAIRSVILLE GA) |
|---|---|
| Type | Bank |
| Address | CORNELIA, GA 30531 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | May 28, 2010 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000748/132 |
|---|---|
| Date | Mar 30, 2006 |
| Book Page | 748/132 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 01, 2007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Document Number | 0000001376/0000001091 |
|---|---|
| Date | Sep 17, 2024 |
| Book Page | 0000001376/0000001091 |
| Name | SMITH MICHAEL L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Dec 06, 2021 |
| Property Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Document Number | 001289/658 |
| Book / Page | 1289 / 658 |
| Instrument Date | Dec 06, 2021 |
| Instrument | 2021-003166 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Document Number | 0001289660 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 1289/660 |
| Name | SMITH MICHAEL L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Dec 06, 2021 |
| Property Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
| Document Number | 001289/658 |
| Book / Page | 1289 / 658 |
| Instrument Date | Dec 06, 2021 |
| Instrument | 2021-003166 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 660 BALDWIN RD, CORNELIA, GA 30531-5763 |
Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,195.00 (+26.52%) | $297,874 (+35.94%) Land $34,474 Building $263,400 | $744,684 (+35.94%) Land $86,184 Building $658,500 |
| 2023 | $5,687.00 (+11.66%) | $219,128 (+11.67%) Land $34,472 Building $184,656 | $547,820 (+11.67%) Land $86,180 Building $461,640 |
| 2022 | $5,093.00 | $196,228 Land $34,472 Building $161,756 | $490,570 Land $86,180 Building $404,390 |
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