66 Yardarm Rd, Cudjoe Key (Summerland Key), FL 33042 Property Records

Monroe County property record for 66 Yardarm Rd, Cudjoe Key, FL 33042 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,288 sqft · built 1985
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Sep 2019)
Tax Bill	$3,647 (2024)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00178030-000000`

Property Details

APN / Parcel Number

Primary APN	`00178030-000000`
Alternative APN	`1230057`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2012
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	144 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1230057
Street Address	66 YARDARM RD
City	CUDJOE KEY
State	FL
Zip	33042-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 5 LT 53 CUTTHROAT HARBOR ESTATES PB4-165 CUDJOE KEY OR413-36/37 OR839-2145D/C OR839-2147/48WILL OR901-1549/50 OR916-1175
Legal Range	28E
Legal Township	66S
Legal Section	28
Legal Subdivision	CUTTHROAT HARBOR ESTATES
Legal Block	5
Legal Lot Number	53
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2018
Census Tract	971501

Owner

Source: Monroe County records · APN 00178030-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	66 YARDARM RD, CUDJOE KEY, FL 33042-4713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2019 · Amount on Record
Deed Sale	Sep 06, 2019 · Amount on Record
Prior Sale	May 18, 2010 · Amount on Record
Deed Document Number	2235705
Deed Book / Page	2983 / 1838
Record Updated	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 06, 2019
Property Address	66 YARDARM RD, CUDJOE KEY, FL 33042-4713
Document Number	0029831838
Book / Page	002983 / 001838
Instrument Date	Sep 06, 2019
Instrument	2235705
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 BOCA CHICA RD KEY WEST FL 330405698, KEY WEST, FL 33040-5698

Mortgage

Document Number	29831840
Date	Sep 06, 2019
Book Page	002983/001840
Instrument	2235706

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	1201 SIMONTON ST, KEY WEST, FL 33040-3111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 05, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$384,187 (+5.99%)	$622,170 (+7.91%) Land $363,075 Building $259,095
2024	$3,647.00 (+4.92%)
2023	$3,476.00 (+2.72%) Homeowner's exemption	$362,486 (+3%)	$576,543 (+21.28%) Land $332,175 Building $244,368
2022	$3,384.00 Homeowner's exemption	$351,929	$475,364 Land $225,570 Building $249,794

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.