Monroe County property record for 138 Yardarm Rd, Cudjoe Key, FL 33042 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,100 sqft · built 1982 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Apr 2020) |
| Tax Bill | $3,179 (2024) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jan 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00177980-000000 |
| Primary APN | 00177980-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 328 sqft |
| Cooling System | None |
|---|
| Account Number | 1230006 |
|---|---|
| Street Address | 138 YARDARM RD |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042-4712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 48 CUTTHROAT HARBOR ESTATES CUDJOE KEY PB4-165 OR381-1036 OR845-797 OR851-713M/L OR1444-1544 OR3005-0150 OR3017-228 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 28 |
| Legal Subdivision | CUTTHROAT HARBOR ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 48 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 971501 |
Source: Monroe County records · APN 00177980-000000
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 YARDARM RD, SUMMERLAND KEY, FL 33042-4712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2020 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Jan 24, 2020 | Warranty Deed, Transfer TRUE TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2020 · Amount on Record |
| Deed Sale | Apr 06, 2020 · Amount on Record |
| Prior Sale | Jan 24, 2020 · Amount on Record |
| Deed Document Number | 20202262460 |
| Deed Book / Page | 3017 / 228 |
| Transfer Doc | 1444001544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 06, 2020 |
| Property Address | 138 YARDARM RD, CUDJOE KEY, FL 33042-4712 |
| Document Number | 0030170228 |
| Book / Page | 003017 / 000228 |
| Instrument Date | Apr 02, 2020 |
| Instrument | 2262460 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 YARDARM RD CUDJOE KEY FL 330424712, CUDJOE KEY, FL 33042-4712 |
| Document Number | 30170230 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 003017/000230 |
| Instrument | 2262461 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 24, 2020 |
| Property Address | 138 YARDARM RD, CUDJOE KEY, FL 33042-4712 |
| Document Number | 0030050150 |
| Book / Page | 003005 / 000150 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2253099 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | TRUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,610.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 420940 SUMMERLAND KEY FL 330420940, SUMMERLAND KEY, FL 33042-0940 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $327,000 (+5.99%) | $516,677 (+9.22%) Land $363,075 Building $153,602 | |
| 2024 | $3,179.00 (+5.3%) | ||
| 2023 | $3,019.00 (+2.69%) Homeowner's exemption | $308,530 (+3%) | $473,064 (+29.09%) Land $332,175 Building $140,889 |
| 2022 | $2,940.00 Homeowner's exemption | $299,544 | $366,459 Land $225,570 Building $140,889 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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