66 Whitewood Tract, Phoenix, NY 13135 Property Records

Oswego County and Granby Town property record for 66 Whitewood Tract, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1982
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Apr 2024)
Tax Bill	$3,178 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`352800 303.01-02-06`

Property Details

APN / Parcel Number

Primary APN	`352800 303.01-02-06`
Alternative APN	`280030300100020060000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	100 ft deep x 130 ft wide
View / Lot	Waterfront
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	66 WHITEWOOD TRACT
City	PHOENIX
State	NY
Zip	13135-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 159-012-000
Legal Subdivision	WHITEWOOD CAMPSITE DEVELOPMENT
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	OSWEGO NY
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1088
Census Tract	21203

Owner

Source: Oswego County and Granby Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66 WHITEWOOD TRACT, PHOENIX, NY 13135-4248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EMPOWER FCU
Jan 2, 2019	Grant Deed, Transfer · Conventional with PMI PARAGON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Jan 2, 2019 · Amount on Record
Deed Document Number	2024R-2024-003417
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 26, 2024
Property Address	66 WHITEWOOD TRACT, PHOENIX, NY 13135-4248
Document Number	0000003417
Instrument Date	Apr 15, 2024
Instrument	R-2024-003417
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ABSTRACT PAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 WHITEWOOD TRACT, PHOENIX, NY 13135-4248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	77 BRIDGE ST, PHOENIX, NY 13135-1916

Mortgage

Document Number	0000003418
Date	Apr 26, 2024
Instrument	R-2024-003418

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	66 WHITEWOOD TRACT, PHOENIX, NY 13135-4248
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 WHITEWOOD TRACT, PHOENIX, NY 13135-4248

Mortgage

Document Number	0000009286
Date	Aug 26, 2022
Instrument	R-2022-009286

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2037

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 2, 2019
Property Address	66 WHITEWOOD TRACT, PHOENIX, NY 13135-4248
Document Number	0000000014
Instrument Date	Dec 20, 2018
Instrument	14
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5809 NOEL RD CICERO NY 130399566, CICERO, NY 13039-9566

Mortgage

Document Number	15
Date	Jan 2, 2019
Instrument	15

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Oswego County and Granby Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Granby Town
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,178.00	$75,400 (-) Land $30,000 Building $45,400	$125,667 (+18.33%) Land $50,000 Building $75,667
2023		$75,400 Land $30,000 Building $45,400	$106,197 Land $42,253 Building $63,944

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitewood Tract

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures