66 Universal Trl, Palm Coast, FL 32164 Property Records

Flagler County property record for 66 Universal Trl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 2022
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$341,200 (Nov 2022)
Tax Bill	$4,427 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00550-0150`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00550-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	66 UNIVERSAL TRL
City	PALM COAST
State	FL
Zip	32164-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 57 BLK 55 LOT 15 OR 553 PG 1539 OR 773 PG 755 OR 787 PG 1880 OR 1025 PG 375
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	55
Legal Lot Number	15
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1015
Census Tract	60208

Owner

66 Universal Trl is owned and occupied by an individual who bought it in November 2022.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	66 UNIVERSAL TRL, PALM COAST, FL 32164-5703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 22, 2021	Warranty Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Jan 22, 2021 · Amount on File
Deed Document Number	2022054406
Deed Book / Page	2735 / 166
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 17, 2022
Property Address	66 UNIVERSAL TRL, PALM COAST, FL 32164-5703
Document Number	0027350166
Book / Page	2735 / 166
Map Reference	MB 17 PG 12-28
Instrument Date	Nov 9, 2022
Instrument	2022054406
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,388.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 UNIVERSAL TRL, PALM COAST, FL 32164-5703

Mortgage

Document Number	0002735168
Date	Nov 17, 2022
Instrument	2735/168

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 22, 2021
Property Address	66 UNIVERSAL TRL, PALM COAST, FL 32164-5703
Document Number	0025180749
Book / Page	2518 / 749
Map Reference	MB 17 PG 12-28
Instrument Date	Jan 7, 2021
Instrument	2021003411
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$189.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 BUTTERNUT DR, PALM COAST, FL 32137-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

The 2025 property tax bill for 66 Universal Trl was $4,427 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,427.00 Homeowner's exemption	$286,787 Land $52,000 Building $234,787	$286,787 Land $52,000 Building $234,787
2023	$5,356.00 (+359.74%)	$289,124 (+535.44%) Land $44,500 Building $244,624	$289,124 (+535.44%) Land $44,500 Building $244,624
2022	$1,165.00	$45,500 Land $45,500	$45,500 Land $45,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 66 Universal Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 Universal Trl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Universal Trl

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