65 Universal Trl, Palm Coast, FL 32164 Property Records

Flagler County property record for 65 Universal Trl, Palm Coast, FL 32164 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,276 sqft · built 2003
Lot Size0.23 acres (10,019 sqft)
Owner2 Owner Names on File
Last Sale$118,400 (Jul 2003)
Tax Bill$923 (2025)
Flood ZoneZone X (minimal risk)
APN07-11-31-7057-00370-0050

Property Details

APN / Parcel Number

Primary APN07-11-31-7057-00370-0050

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,276 sqft Heated Area
Gross Area1,888 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area400 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address65 UNIVERSAL TRL
CityPALM COAST
StateFL
Zip32164-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 57 BLK 37 LOT 5 OR 446 PG 97 OR 748 PG 1932 OR 792 PG 1985 OR 951 PG 1460
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block37
Legal Lot Number5
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1017
Census Tract60208

Owner

Source: Flagler County records · APN 07-11-31-7057-00370-0050

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address65 UNIVERSAL TRL, PALM COAST, FL 32164-5712
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2003 · Amount on Record
Deed SaleJul 02, 2003 · Amount on Record
Prior SaleJan 04, 2002 · Amount on Record
Deed Document Number0095101460
Deed Book / Page00951 / 01460
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$923.00 (+9.1%) Homeowner's exemption Widower's exemption$98,964 (+5.99%)$226,910 (+8.12%) Land $52,000 Building $174,910
2023$846.00 (-6.21%) Homeowner's exemption Disabled Person's exemption$93,374 (+3%)$209,864 (+1.02%) Land $44,500 Building $165,364
2022$902.00 Homeowner's exemption Disabled Person's exemption$90,654$207,741 Land $45,500 Building $162,241

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims6 (2009–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2023, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 617 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Universal Trl

Nearby Streets

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