66 Hilltop Ln, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 66 Hilltop Ln, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details804 sqft · built 1954
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 2020)
Tax Bill$722 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0890-17-01-2459

Property Details

APN / Parcel Number

Primary APN0890-17-01-2459
Alternative APN
  • 555782954

Interior

Total Rooms4 Rooms
Stories1 Story
Building Area804 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeWood
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number555782954
Street Address66 HILLTOP LN
CitySPRUCE PINE
StateNC
Zip28777-2998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP 51 BL 4 LOT 3
Legal SubdivisionSOUTH SPRUCE
Legal Lot Number3
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group1
Census Block1030
Census Tract950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 465, SPRUCE PINE, NC 28777-0465
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2020 · Amount on Record
Deed SaleJul 2, 2020 · Amount on Record
Deed Document Number20201048
Deed Book / Page614 / 780
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateJul 2, 2020
Property Address66 HILLTOP LN, SPRUCE PINE, NC 28777-2998
Document Number614/780
Book / Page614 / 780
Instrument DateJun 25, 2020
Instrument2020001048
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address710 N SANS SOUCI AVE, 710, DELAND, FL 32720-2705

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 HILLTOP LN, SPRUCE PINE, NC 28777-2998

Mortgage

Document Number2020001049
DateJul 2, 2020
Instrument2020001049
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$722.00$129,100 (-) Land $22,000 Building $107,100
2025$722.00$129,100 (-) Land $22,000 Building $107,100
2023$722.00$129,100 Land $22,000 Building $107,100$129,100 Land $22,000 Building $107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2004–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRUCE PINE
serves 5,661 people · EPA ID NC0161010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable in parts of the area
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hilltop Ln

Nearby Streets

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