59 Hilltop Ln, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 59 Hilltop Ln, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details1,173 sqft · built 1938
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$140,000 (Sep 2025)
Tax Bill$550 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0890-17-01-4448

Property Details

APN / Parcel Number

Primary APN0890-17-01-4448
Alternative APNs
  • 555582257
  • 555786005

Interior

Total Rooms4 Rooms
Stories1 Story
Building Area1,173 sqft Total Area

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeWood
Foundation TypeNo Foundation
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number555786005
Street Address59 HILLTOP LN
CitySPRUCE PINE
StateNC
Zip28777-2997
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP 51 BL 5 LOT 8
Legal SubdivisionTHE T A ENGLISH PROPERTY SUBDIVISION
Legal Lot Number8
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group1
Census Block1031
Census Tract950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address267 JARRETT RD, BAKERSVILLE, NC 28705-7251
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleJan 6, 2012 · Amount on Record
Deed Document Number20251590
Deed Book / Page682 / 435
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateSep 22, 2025
Property Address59 HILLTOP LN, SPRUCE PINE, NC 28777-2997
Document Number000682/435
Book / Page682 / 435
Map ReferenceMB 1 PG 31
Instrument DateSep 19, 2025
Instrument2025001590
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address59 HILLTOP LN, SPRUCE PINE, NC 28777-2997

Transferred To (Grantee/Buyer)

NameVerified Name
Address267 JARRETT RD, BAKERSVILLE, NC 28705-7251

Mortgage

Document Number2025001591
DateSep 22, 2025
Instrument2025001591
Lender
NameDAVID BUCHANAN ETUX
TypePrivate Party
Agreement
AmountAmount Recorded
Term14 Months
DueNov 1, 2026

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$550.00$98,300 (-) Land $22,000 Building $76,300
2025$550.00$98,300 (-) Land $22,000 Building $76,300
2023$550.00$98,300 Land $22,000 Building $76,300$98,300 Land $22,000 Building $76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2004–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRUCE PINE
serves 5,661 people · EPA ID NC0161010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable in parts of the area
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hilltop Ln

Nearby Streets

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