66 High Rdg Rd, Skillman, NJ 08558 Property Records

Somerset County and Montgomery Township property record for 66 High Rdg Rd, Skillman, NJ 08558

Property Summary

Property Type	Single Family Home
Details	5,216 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,800,000 (Jul 2024)
Tax Bill	$44,053 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-31035-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`13-31035-0000-00038`
Alternative APNs	`133103500038` `7380`

Interior

Building Area	5,216 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	87,120 sqft

Location & Zoning

Account Number	7380
Street Address	66 HIGH RIDGE RD
City	SKILLMAN
State	NJ
Zip	08558-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	INCL BLK 31035 LOTS 38 & 39
Legal Subdivision	HI-RDG
Legal Block	31035
Legal Lot Number	38
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1011
Census Tract	54201

Owner

Source: Somerset County and Montgomery Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66 HIGH RIDGE RD, SKILLMAN, NJ 08558-2374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Jan 22, 2001 · Amount on Record
Deed Document Number	202417682
Deed Book / Page	7567 / 370
Prior Transfer Date	Sep 24, 2015
Prior Transfer Doc	0000042118
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	66 HIGH RIDGE RD, SKILLMAN, NJ 08558-2374
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 HIGH RIDGE RD, SKILLMAN, NJ 08558-2374

Mortgage

Document Number	0000036318
Date	Dec 23, 2025
Book Page	7657/514
Instrument	2025036318

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	66 HIGH RIDGE RD, SKILLMAN, NJ 08558-2374
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015520
Date	Jun 22, 2023
Book Page	7510/2724
Instrument	2023015520

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	66 HIGH RIDGE RD, SKILLMAN, NJ 08558-2374
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 HIGH RIDGE RD, SKILLMAN, NJ 08558-2374

Mortgage

Document Number	0000005702
Date	Mar 7, 2023
Book Page	7495/2793
Instrument	2023005702

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	Other
Max Rate	10.6%

Tax Assessment & Valuation

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,100,000 (-12.83%) Land $436,000 Building $664,000	$1,100,000 (-12.83%) Land $436,000 Building $664,000
2025	$44,053.00 (+1.84%)	$1,261,900 (-) Land $436,000 Building $825,900	$1,261,900 (-) Land $436,000 Building $825,900
2024	$43,257.00 (+6.36%)
2023		$1,261,900 Land $436,000 Building $825,900	$1,261,900 Land $436,000 Building $825,900
2022	$40,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1997–2021)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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