65 High Rdg Rd, Skillman, NJ 08558 Property Records

Somerset County and Montgomery Township property record for 65 High Rdg Rd, Skillman, NJ 08558

Property Summary

Property Type	Single Family Home
Details	4,759 sqft · built 1996
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Aug 2018)
Tax Bill	$33,077 (2025)
Deeds & Mortgages	May 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-31036-0000-00043`

Property Details

APN / Parcel Number

Primary APN	`13-31036-0000-00043`
Alternative APNs	`133103600043` `7385`

Interior

Stories	2 Stories
Building Area	4,759 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	89,734 sqft
Garage Type	Attached

Location & Zoning

Account Number	7385
Street Address	65 HIGH RIDGE RD
City	SKILLMAN
State	NJ
Zip	08558-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	HI-RDG
Legal Block	31036
Legal Lot Number	43
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1011
Census Tract	54201

Owner

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	65 HIGH RIDGE RD, SKILLMAN, NJ 08558-2375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage HSBC BANK USA
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 21, 2018	Deed, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Dec 9, 2013 · Amount on Record
Deed Document Number	201831742
Deed Book / Page	7065 / 2731
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	65 HIGH RIDGE RD, SKILLMAN, NJ 08558-2375
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	NRT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015604
Date	May 8, 2019
Book Page	7116/1763
Instrument	2019015604

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.24%
Index	1-Year LIBOR
Max Rate	9.24%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	65 HIGH RIDGE RD, SKILLMAN, NJ 08558-2375
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063265
Date	Dec 10, 2020
Book Page	7283/858
Instrument	2020063265

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.55%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 21, 2018
Property Address	65 HIGH RIDGE RD, SKILLMAN, NJ 08558-2375
Document Number	0000031742
Book / Page	7065 / 2731
Instrument Date	Jul 30, 2018
Instrument	2018031742
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	NRT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 WATER ST1705, 65, SKILLMAN, NJ 08558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 HIGH RDG RD, OLDWICK, NJ 08858

Mortgage

Document Number	0000031744
Date	Aug 21, 2018
Instrument	2018031744

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.24%
Index	1-Year LIBOR
Max Rate	9.24%

Tax Assessment & Valuation

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$947,500 (-) Land $425,000 Building $522,500	$947,500 (-) Land $425,000 Building $522,500
2025	$33,077.00 (+1.84%)	$947,500 (-) Land $425,000 Building $522,500	$947,500 (-) Land $425,000 Building $522,500
2024	$32,480.00 (+6.36%)
2023		$947,500 Land $425,000 Building $522,500	$947,500 Land $425,000 Building $522,500
2022	$30,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1997–2021)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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