66 Elder St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 66 Elder St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1904
Square Footage	2,160 sqft Total Area
Lot Size	3,300 sqft (0.075 acres)
Occupancy	Owner Occupied
Last Sale	$95,400 (2015)
Tax Bill	$6,816.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-2-15`
Alternative APN	`150004906000020150000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Building Area	2,160 sqft Total Area
1st Floor	1,080 sqft 1st Floor
2nd Floor	1,080 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	3,300 sqft (0.075 acres)
Depth X Width	100 ft x 33 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	360 sqft Garage
Porch Area	348 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	66 ELDER ST
City	SCHENECTADY
State	NY
Zip	12304-1218
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Description	2 WOOD AND GARAGE
Legal Subdivision	J WILLIAM CHENEY CALLED HOMESTEAD PARK
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	2
Census Block	2004
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.60-2-15

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	66 ELDER ST, SCHENECTADY, NY 12304-1218
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2015 · Amount on Record
Deed Sale	Aug 21, 2015 · Amount on Record
Prior Sale	Mar 12, 2014 · Amount on Record
Deed Book / Page	1920 / 691
Record Refreshed	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	66 ELDER ST, SCHENECTADY, NY 12304-1218
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 ELDER ST, SCHENECTADY, NY 12304-1218

Mortgage

Document Number	0000033986
Date	Jun 29, 2022
Book Page	5237/290
Instrument	202233986

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	279 Months
Due	Sep 01, 2045

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,816.00 (+9.28%)	$102,400 (-) Land $15,400 Building $87,000	$169,564 (+30.82%) Land $25,501 Building $144,063
2023		$102,400 (-) Land $15,400 Building $87,000	$129,620 (+3.8%) Land $19,494 Building $110,126
2022		$102,400 Land $15,400 Building $87,000	$124,878 Land $18,780 Building $106,098
2021	$6,237.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.