55 Elder St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 55 Elder St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1910
Square Footage	1,515 sqft Living Area
Lot Size	3,300 sqft (0.075 acres)
Occupancy	Owner Occupied
Last Sale	$237,000 (2023)
Tax Bill	$5,358.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-1-32`
Alternative APN	`150004906000010320000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,515 sqft Living Area
1st Floor	756 sqft 1st Floor
2nd Floor	759 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	3,300 sqft (0.075 acres)
Depth X Width	100 ft x 33 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	216 sqft Garage
Porch Area	333 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	55 ELDER ST
City	SCHENECTADY
State	NY
Zip	12304-1217
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	2
Census Block	2005
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.60-1-32

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55 ELDER ST, SCHENECTADY, NY 12304-1217
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Jul 02, 2009 · Amount on Record
Deed Doc Number	202341047
Deed Book / Page	2112 / 44
Record Refreshed	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 19, 2023
Property Address	55 ELDER ST, SCHENECTADY, NY 12304-1217
Document Number	0000041047
Book / Page	2112 / 44
Instrument Date	Jul 07, 2023
Instrument	202341047
Transaction Type	Transfer
Record Updated	Aug 02, 2023

Transaction

Amount	Amount Recorded
Tax	$948.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 ELDER ST, SCHENECTADY, NY 12304-1217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9014 175TH ST, JAMAICA, NY 11432-5516

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,358.00 (+19.52%)	$103,000 (-) Land $15,500 Building $87,500	$170,558 (+30.82%) Land $25,666 Building $144,892
2023		$103,000 (-) Land $15,500 Building $87,500	$130,380 (+3.8%) Land $19,620 Building $110,760
2022		$103,000 Land $15,500 Building $87,500	$125,610 Land $18,902 Building $106,708
2021	$4,483.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.