66 Conant St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 66 Conant St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,269 sqft · built 1870
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$4,350 (2026)
Deeds & Mortgages	Dec 2025 Transfer Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R17 B:2 L:2`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R17 B:2 L:2`
Alternative APN	`M:R-19 B:0003 L:0013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,269 sqft Living Area
Gross Area	2,345 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	66 CONANT ST
City	GARDNER
State	MA
Zip	01440-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	2
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2013
Census Tract	707100

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	66 CONANT ST, GARDNER, MA 01440-3114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit ATHOL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 11, 2025
Transfer Doc	072953-123
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 11, 2025
Property Address	66 CONANT ST, GARDNER, MA 01440-3114
Document Number	072953-123
Book / Page	72953 / 123
Instrument Date	Dec 11, 2025
Instrument	108423
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 CONANT ST, GARDNER, MA 01440-3114

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	66 CONANT ST, GARDNER, MA 01440-3114
Document Number	57621-28
Book / Page	057621 / 000028
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57621-28
Date	Aug 23, 2017
Book Page	057621/000028
Instrument	91961

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,350.00 (+3.57%)	$315,900 (+8%) Land $74,600 Building $241,300	$303,174 (-7.53%)
2025	$4,200.00 (+1.55%)	$292,500 (+6.02%) Land $67,800 Building $224,700	$327,845
2024	$4,136.00 (+2.4%)	$275,900 (+10.18%) Land $61,600 Building $214,300
2023	$4,039.00	$250,400 Land $60,700 Building $189,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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