55 Conant St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 55 Conant St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,571 sqft · built 1870
Lot Size	0.292 acres (12,739 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (May 2023)
Tax Bill	$5,034 (2026)
Deeds & Mortgages	Mar 2024 Sale May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R17 B:2 L:17`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R17 B:2 L:17`
Alternative APN	`M:Q-19 B:0052 L:0017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,571 sqft Living Area
Gross Area	3,418 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,739 sqft (0.292 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 CONANT ST
City	GARDNER
State	MA
Zip	01440-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	17
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2012
Census Tract	707100

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 CONANT ST, GARDNER, MA 01440-3113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed, Transfer
May 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Sep 8, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Sep 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	202335205
Deed Book / Page	69107 / 216
Last Transfer Date	Mar 5, 2024
Transfer Doc	070254-194
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 5, 2024
Property Address	55 CONANT ST, GARDNER, MA 01440-3113
Document Number	070254-194
Book / Page	70254 / 194
Instrument Date	Mar 5, 2024
Instrument	15935
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 CONANT ST, GARDNER, MA 01440-3113

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	May 8, 2023
Property Address	55 CONANT ST, GARDNER, MA 01440-3113
Document Number	069107-216
Book / Page	69107 / 216
Instrument Date	May 8, 2023
Instrument	35205
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 CONANT ST, GARDNER, MA 01440-3113

Mortgage

Document Number	0000035206
Date	May 8, 2023
Instrument	35206

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	55 CONANT ST, GARDNER, MA 01440-3113
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63196-295
Date	Sep 8, 2020
Book Page	63196/295
Instrument	102429

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 4, 2020
Property Address	55 CONANT ST, GARDNER, MA 01440-3113
Document Number	63194-253
Book / Page	063194 / 000253
Instrument Date	Aug 17, 2020
Instrument	102250
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,094.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CONANT ST GARDNER MA 014403113, GARDNER, MA 01440-3113

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,034.00 (+3.71%)	$365,600 (+8.17%) Land $77,200 Building $288,400	$370,700 (+0.8%)
2025	$4,854.00 (+2.32%)	$338,000 (+6.79%) Land $70,200 Building $267,800	$367,745
2024	$4,744.00 (+2.97%)	$316,500 (+10.82%) Land $63,800 Building $252,700
2023	$4,607.00	$285,600 Land $62,900 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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