Monroe County property record for 66 Colson Dr, Cudjoe Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1982 |
| Lot Size | 0.195 acres (8,483 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $545,000 (May 2017) |
| Tax Bill | $7,358 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00172150-000000 |
| Primary APN | 00172150-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,764 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,483 sqft (0.195 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 576 sqft |
| Patio Area | 36 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1221597 |
|---|---|
| Street Address | 66 COLSON DR |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042-4053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 2 CUDJOE GARDENS PB4-78 CUDJOE KEY OR607-628 OR765-898 OR991-1222 OR1034-1844 OR1039-345 OR1065-1779 OR1086-1187 OR1146-262 OR1399-468 OR1413-559 OR1416-1515 OR1435-1311 OR1449-2379 OR1449-2380 OR1648-1146 OR2853-2494 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 29 |
| Legal Subdivision | CUDJOE GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971501 |
66 Colson Dr is owner-occupied and held in a trust since May 2017.
Source: Monroe County records, as of April 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 66 COLSON DR, CUDJOE KEY, FL 33042-4053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2017 | Warranty Deed, Transfer ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on File |
| Deed Sale | May 11, 2017 · Amount on File |
| Prior Sale | Aug 15, 2000 · Amount on File |
| Deed Document Number | 20172122714 |
| Deed Book / Page | 2853 / 2494 |
| Transfer Doc | 1449002380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 66 COLSON DR, CUDJOE KEY, FL 33042-4053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 66 COLSON DR, CUDJOE KEY, FL 33042-4053 |
| Document Number | 0033612476 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 3361/2476 |
| Instrument | 2528396 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 66 COLSON DR, SUMMERLAND KEY, FL 33042-4053 |
| Document Number | 0002539149 |
| Book / Page | 3375 / 1057 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 20262539149 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 66 COLSON DR, SUMMERLAND KEY, FL 33042-4053 |
| Document Number | 0002539149, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 3375/1057 |
| Instrument | 20262539149 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate | 6.19% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 66 COLSON DR, CUDJOE KEY, FL 33042-4053 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 66 COLSON DR, SUMMERLAND KEY, FL 33042-4053 |
| Document Number | 0032721332 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 3272/1332 |
| Instrument | 2459077 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 11, 2017 |
| Property Address | 66 COLSON DR, CUDJOE KEY, FL 33042-4053 |
| Document Number | 0028532494 |
| Book / Page | 2853 / 2494 |
| Map Reference | MB4 PG78 |
| Instrument Date | May 4, 2017 |
| Instrument | 2122714 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 66 COLSON DR, SUMMERLAND KEY, FL 33042-4053 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $837,223 | $981,485 Land $636,225 Building $345,260 | |
| 2024 | $7,358.00 (+3.75%) | ||
| 2023 | $7,092.00 (+2.69%) Homeowner's exemption | $789,931 (+3%) | $1,281,072 (+67.04%) Land $958,579 Building $322,493 |
| 2022 | $6,906.00 Homeowner's exemption | $766,924 Land $441,116 Building $325,808 | $766,924 Land $441,116 Building $325,808 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 66 Colson Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 381 (1980–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 66 Colson Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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