Monroe County property record for 164 Colson Dr, Cudjoe Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,701 sqft · built 2016 |
| Lot Size | 0.184 acres (8,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,133,990 (Feb 2022) |
| Tax Bill | $8,173 (2024) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jan 2022 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 00172210-000000 |
| Primary APN | 00172210-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,701 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 8,038 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Area | 300 sqft |
| Porch | Open Porch |
| Fence | Fence |
| Boat Access | Boat Access |
| Heating System | Forced Air |
|---|
| Account Number | 1221651 |
|---|---|
| Old Parcel Number | 29662800172210000000 |
| Street Address | 164 COLSON DR |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042-4054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 8 CUDJOE GARDENS PB4-78 CUDJOE KEY OR451-378 OR794-1643 OR837-2108 OR1467-1719 OR1781-454 OR2662-2384 OR2717-625 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 29 |
| Legal Subdivision | CUDJOE GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971501 |
164 Colson Dr is owned and occupied by an individual who bought it in February 2022.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 164 COLSON DR, CUDJOE KEY, FL 33042-4054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 26, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on File |
| Deed Sale | Feb 10, 2022 · Amount on File |
| Prior Sale | Jan 26, 2022 |
| Deed Document Number | 2360852 |
| Deed Book / Page | 3154 / 828 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 10, 2022 |
| Property Address | 164 COLSON DR, CUDJOE KEY, FL 33042-4054 |
| Document Number | 0031540828 |
| Book / Page | 3154 / 828 |
| Map Reference | MB 4 PG 78 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2360852 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,938.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 365 PIRATES RD, LITTLE TORCH KEY, FL 33042-5541 |
| Name | Verified Name |
|---|---|
| Address | 164 COLSON DR, CUDJOE KEY, FL 33042-4054 |
| Document Number | 0003154832 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 3154/832 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 26, 2022 |
| Property Address | 164 COLSON DR, CUDJOE KEY, FL 33042-4054 |
| Document Number | 0031510110 |
| Book / Page | 3151 / 110 |
| Map Reference | MB 4 PG 78 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2358494 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 COLSON DR, CUDJOE KEY, FL 33042-4054 |
| Name | Verified Name |
|---|---|
| Address | 1029 OCEAN DR, SUMMERLAND KEY, FL 33042-4508 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $936,794 | $987,071 Land $608,954 Building $378,117 | |
| 2024 | $8,173.00 (-29.23%) | ||
| 2023 | $11,549.00 (+71.73%) | $1,275,234 (+56.39%) Land $917,491 Building $357,743 | $1,275,234 (+56.39%) Land $917,491 Building $357,743 |
| 2022 | $6,725.00 | $815,421 Land $422,208 Building $393,213 | $815,421 Land $422,208 Building $393,213 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Colson Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 381 (1980–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 164 Colson Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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