164 Colson Dr, Cudjoe Key (Summerland Key), FL 33042 Property Records

Monroe County property record for 164 Colson Dr, Cudjoe Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,701 sqft · built 2016
Lot Size0.184 acres (8,038 sqft)
OwnerIndividual Name on File
Last Sale$1,133,990 (Feb 2022)
Tax Bill$8,173 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jan 2022 Sale
Flood ZoneZone VE (high risk)
APN00172210-000000

Property Details

APN / Parcel Number

Primary APN00172210-000000
Alternative APNs
  • 29662800172210000000
  • 1221651

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,701 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2018
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area8,038 sqft (0.184 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area300 sqft
PorchOpen Porch
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1221651
Old Parcel Number29662800172210000000
Street Address164 COLSON DR
CityCUDJOE KEY
StateFL
Zip33042-4054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 8 CUDJOE GARDENS PB4-78 CUDJOE KEY OR451-378 OR794-1643 OR837-2108 OR1467-1719 OR1781-454 OR2662-2384 OR2717-625
Legal Range28E
Legal Township66S
Legal Section29
Legal SubdivisionCUDJOE GARDENS
Legal Block2
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2026
Census Tract971501

Owner

164 Colson Dr is owned and occupied by an individual who bought it in February 2022.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address164 COLSON DR, CUDJOE KEY, FL 33042-4054
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 26, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2022 · Amount on File
Deed SaleFeb 10, 2022 · Amount on File
Prior SaleJan 26, 2022
Deed Document Number2360852
Deed Book / Page3154 / 828
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 10, 2022
Property Address164 COLSON DR, CUDJOE KEY, FL 33042-4054
Document Number0031540828
Book / Page3154 / 828
Map ReferenceMB 4 PG 78
Instrument DateJan 28, 2022
Instrument2360852
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,938.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address365 PIRATES RD, LITTLE TORCH KEY, FL 33042-5541

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 COLSON DR, CUDJOE KEY, FL 33042-4054

Mortgage

Document Number0003154832
DateFeb 10, 2022
Instrument3154/832
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 26, 2022
Property Address164 COLSON DR, CUDJOE KEY, FL 33042-4054
Document Number0031510110
Book / Page3151 / 110
Map ReferenceMB 4 PG 78
Instrument DateJan 18, 2022
Instrument2358494
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address164 COLSON DR, CUDJOE KEY, FL 33042-4054

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 OCEAN DR, SUMMERLAND KEY, FL 33042-4508

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$936,794$987,071 Land $608,954 Building $378,117
2024$8,173.00 (-29.23%)
2023$11,549.00 (+71.73%)$1,275,234 (+56.39%) Land $917,491 Building $357,743$1,275,234 (+56.39%) Land $917,491 Building $357,743
2022$6,725.00$815,421 Land $422,208 Building $393,213$815,421 Land $422,208 Building $393,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Colson Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 227 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims381 (1980–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 72 claims
  • Hurricane Wilma, Oct 2005 · 75 claims
  • Hurricane Georges, Oct 1998 · 217 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 164 Colson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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