Flagler County property record for 66 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,011 sqft · built 2000 |
| Lot Size | 0.271 acres (11,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Mar 2018) |
| Tax Bill | $3,488 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-13-31-5120-1C020-0660 |
| Primary APN | 03-13-31-5120-1C020-0660 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,011 sqft Heated Area |
| Gross Area | 2,888 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,848 sqft (0.271 acres) |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 66 BAY LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1C-F UNIT 2 LOT 66 OR 703 PG 1401 OR 2265/1042 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1C |
| Legal Lot Number | 66 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1C020-0660
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 66 BAY LAKE DR, ORMOND BEACH, FL 32174-9263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 06, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 09, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 15, 2018 | Warranty Deed, Transfer SOUTHERN TITLE HOLDING CO LL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on Record |
| Deed Sale | Mar 15, 2018 · Amount on Record |
| Prior Sale | Aug 02, 2000 · Amount on Record |
| Deed Document Number | 2018009327 |
| Deed Book / Page | 2265 / 1042 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 66 BAY LAKE DR, ORMOND BEACH, FL 32174-9263 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 66 BAY LAKE DR, ORMOND BEACH, FL 32174-9263 |
| Document Number | 0027171049 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 2717/1049 |
| Instrument | 2022043298 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 66 BAY LAKE DR, ORMOND BEACH, FL 32174-9263 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 66 BAY LAKE DR, ORMOND BEACH, FL 32174-9263 |
| Document Number | 0025810119 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 2581/119 |
| Instrument | 2021036927 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 66 BAY LAKE DR, ORMOND BEACH, FL 32174-9263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024771945 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 2477/1945 |
| Instrument | 2020037348 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 66 BAY LAKE DR, ORMOND BEACH, FL 32174-9263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024111342 |
|---|---|
| Date | Jan 09, 2020 |
| Book Page | 2411/1342 |
| Instrument | 2020001110 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 15, 2018 |
| Property Address | 66 BAY LAKE DR, ORMOND BEACH, FL 32174-9263 |
| Document Number | 0022651042 |
| Book / Page | 2265 / 1042 |
| Map Reference | MB31 PG25&26 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 2018009327 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HOLDING CO LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1267 VICTORIA HILLS DR N, 1267, DELAND, FL 32724-8864 |
| Name | Verified Name |
|---|---|
| Address | 66 BAY LAKE DR, ORMOND BEACH, FL 32174-9263 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,488.00 (-6.64%) Homeowner's exemption | $288,630 (+5.99%) | $406,768 (+1.95%) Land $59,000 Building $347,768 |
| 2023 | $3,736.00 (+7.79%) Homeowner's exemption | $272,326 (+3%) | $398,972 (+15.42%) Land $59,000 Building $339,972 |
| 2022 | $3,466.00 Homeowner's exemption | $264,394 | $345,667 Land $59,000 Building $286,667 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 794 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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