24 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 24 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,959 sqft · built 1997
Lot Size	0.478 acres (20,865 sqft)
Owner	Individual Name on File
Last Sale	$364,000 (Nov 2020)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-13-31-5120-1C010-0240`

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1C010-0240`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,959 sqft Heated Area
Gross Area	2,784 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,865 sqft (0.478 acres)
Driveway	Driveway
Driveway Area	819 sqft
Pool Type	Enclosed Pool
Pool Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	24 BAY LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1C-F UNIT 1 LOT 24 OR 591 PG 239 OR 622 PG 261-RDMANWINTERHALTER TRUST
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1C
Legal Lot Number	24
Legal Unit	1
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3018
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C010-0240

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	24 BAY LAKE DR, ORMOND BEACH, FL 32174-9253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2020 · Amount on Record
Deed Sale	Nov 02, 2020 · Amount on Record
Prior Sale	Aug 28, 1997 · Amount on Record
Deed Document Number	2020045068
Deed Book / Page	2491 / 1082
Record Updated	Jun 08, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 02, 2020
Property Address	24 BAY LAKE DR, ORMOND BEACH, FL 32174-9253
Document Number	0024911082
Book / Page	2491 / 1082
Map Reference	MB 30 PG 20
Instrument Date	Oct 29, 2020
Instrument	2020045068
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7192 SW 99TH CIR, 7192, OCALA, FL 34481-2577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 BAY LAKE DR, ORMOND BEACH, FL 32174-9253

Mortgage

Document Number	0024911084
Date	Nov 02, 2020
Book Page	2491/1084
Instrument	2020045069

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 (-6.41%) Homeowner's exemption	$293,855 (+5.99%)	$406,284 (+3.85%) Land $64,900 Building $341,384
2023	$3,806.00 (+7.73%) Homeowner's exemption	$277,255 (+3%)	$391,226 (+9.75%) Land $64,900 Building $326,326
2022	$3,533.00 Homeowner's exemption	$269,180	$356,461 Land $64,900 Building $291,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.