6598 Costa Cir, Naples, FL 34113 Property Records

Collier County property record for 6598 Costa Cir, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	3,525 sqft · built 2015
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,560,000 (Jan 2020)
Tax Bill	$16,610 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`451410 1905B21`

Property Details

APN / Parcel Number

Primary APN	`451410 1905B21`
Alternative APN	`53570107040`

Interior

Stories	1 Story
Building Area	3,525 sqft Living Area
1st Floor Area	3,525 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)
Pool Area	476 sqft
Deck Area	1,287 sqft

Location & Zoning

Street Address	6598 COSTA CIR
City	NAPLES
State	FL
Zip	34113-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKOYA PHASE II LOT 190
Legal Range	26
Legal Township	50
Legal Section	21
Legal Subdivision	LAKOYA PHASE 2
Legal Phase	2
Legal Tract	451410
Legal Block	2
Legal Lot Number	190
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2006
Census Tract	10807

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6598 COSTA CIR, NAPLES, FL 34113-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA
Jan 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	20205816554
Deed Book / Page	5717 / 2914
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6598 COSTA CIR, NAPLES, FL 34113-1702
Document Number	0057533623
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHESTNUT ST COOPERSTOWN NY 133261006, COOPERSTOWN, NY 13326-1006

Mortgage

Document Number	0057533623
Date	Apr 20, 2020
Book Page	005753/003623
Instrument	5857583

Lender

Name	TD BK NA
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 16, 2020
Property Address	6598 COSTA CIR, NAPLES, FL 34113-1702
Document Number	0057172914
Book / Page	005717 / 002914
Instrument Date	Jan 15, 2020
Instrument	5816554
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10,920.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 CHESTNUT ST COOPERSTOWN NY 133261006, COOPERSTOWN, NY 13326-1006

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,610,266 (+0.86%) Land $472,565 Building $1,137,701	$1,610,266 (-12.74%) Land $472,565 Building $1,137,701
2025	$16,610.00 (+8.05%) Homeowner's exemption	$1,596,459 (+5.99%)	$1,845,323 (+4.03%) Land $823,284 Building $1,022,039
2023	$15,373.00 (-2.86%) Homeowner's exemption	$1,506,278 (+3%)	$1,773,895 (+21.3%) Land $776,239 Building $997,656
2022	$15,826.00 Homeowner's exemption	$1,462,406 Land $441,486 Building $1,020,920	$1,462,406 Land $441,486 Building $1,020,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Blue Stream, CenturyLink, Verizon.

Nearby Properties on Costa Cir

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