6589 Costa Cir, Naples, FL 34113 Property Records

Collier County property record for 6589 Costa Cir, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	3,206 sqft · built 2015
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$3,000,000 (Jan 2024)
Tax Bill	$19,938 (2025)
Deeds & Mortgages	Jan 2024 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`451410 1865B21`

Property Details

APN / Parcel Number

Primary APN	`451410 1865B21`
Alternative APN	`53570106960`

Interior

Stories	1 Story
Building Area	3,206 sqft Living Area
1st Floor Area	3,206 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	13,068 sqft (0.3 acres)
Pool Area	600 sqft
Deck Area	1,505 sqft

Location & Zoning

Street Address	6589 COSTA CIR
City	NAPLES
State	FL
Zip	34113-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKOYA PHASE II LOT 186
Legal Range	26
Legal Township	50
Legal Section	21
Legal Subdivision	LAKOYA PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	186
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2007
Census Tract	10807

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68 W HILL AVE, MELROSE, MA 02176-1130
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 10, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on Record
Deed Sale	Jan 5, 2024 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	20246494401
Deed Book / Page	6319 / 2539
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0059330381
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 5, 2024
Property Address	6589 COSTA CIR, NAPLES, FL 34113-1711
Document Number	0063192539
Book / Page	6319 / 2539
Map Reference	MB 54 PG 58
Instrument Date	Jan 5, 2024
Instrument	6494401
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$21,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3364 PUTNEY CT UNIT 5101, 5101, NAPLES, FL 34112-7494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 W HILL AVE, MELROSE, MA 02176-1130

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Apr 22, 2021
Property Address	6589 COSTA CIR, NAPLES, FL 34113-1711
Document Number	0059330381
Book / Page	5933 / 381
Map Reference	MB 54 PG 58
Instrument Date	Apr 13, 2021
Instrument	6044116
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TOWN & COUNTRY TTL GUARANTY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6589 COSTA CIR, NAPLES, FL 34113-1711

Mortgage

Document Number	0005933383
Date	Apr 22, 2021
Instrument	5933/383

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6589 COSTA CIR, NAPLES, FL 34113-1711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054660668
Date	Jan 10, 2018
Book Page	5466/0668
Instrument	5494035

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,520,270 (-17.61%) Land $502,874 Building $1,017,396	$1,520,270 (-20.56%) Land $502,874 Building $1,017,396
2025	$19,938.00 (+16.28%)	$1,845,243 (+148.15%)	$1,913,741 (+3.84%) Land $945,252 Building $968,489
2024	$17,147.00 (+128.38%)
2023	$7,508.00 (-2.59%) Homeowner's exemption	$743,595 (+3%)	$1,843,048 (+24.45%) Land $891,238 Building $951,810
2022	$7,708.00 Homeowner's exemption	$721,937	$1,480,970 Land $506,892 Building $974,078

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	100 / 100

May also be available: Verizon.

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