6595 Whetstone Dr, Frederick, MD 21703 Property Records

Frederick County property record for 6595 Whetstone Dr, Frederick, MD 21703 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 1986
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Individual Names on File
Last Sale	$542,000 (Sep 2025)
Tax Bill	$4,797 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-554214`

Property Details

APN / Parcel Number

Primary APN	`28-554214`
Alternative APN	`554214`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,020 sqft (0.161 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	112 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	554214
Street Address	6595 WHETSTONE DR
City	FREDERICK
State	MD
Zip	21703-8613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 719 SEC 12 PL 2 7020 SQ FT WHETSTONE DR. FARMBROOK
Legal Subdivision	FARMBROOK
Legal Lot Number	719
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4002
Census Tract	751002

Owner

Source: Frederick County records · APN 28-554214

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6595 WHETSTONE DR, FREDERICK, MD 21703-8613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Feb 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Dec 06, 2004
Deed Book / Page	17523 / 9
Prior Transfer Date	Jan 20, 2021
Prior Transfer Doc	0145620412
Record Updated	Jun 08, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 22, 2025
Property Address	6595 WHETSTONE DR, FREDERICK, MD 21703-8613
Document Number	0175230009
Book / Page	17523 / 9
Map Reference	MB 31 PL 35
Instrument Date	Sep 16, 2025
Transaction Type	Transfer
Record Updated	Oct 07, 2025
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6595 WHETSTONE DR, FREDERICK, MD 21703-8613

Mortgage

Document Number	0001752317
Date	Sep 22, 2025
Instrument	17523/17

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Feb 18, 2021
Property Address	6595 WHETSTONE DR, FREDERICK, MD 21703-8613
Document Number	0145620412
Book / Page	14562 / 412
Map Reference	MB 31 PL 35
Instrument Date	Jan 20, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6595 WHETSTONE DR, FREDERICK, MD 21703-8613

Mortgage

Document Number	14562416
Date	Feb 18, 2021
Instrument	14562/416

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,797.00 (+10.12%)	$385,400 (+20.59%) Land $111,100 Building $274,300	$385,400 (-) Land $111,100 Building $274,300
2024	$4,356.00 (+13.64%)
2023	$3,833.00	$319,600	$385,400 Land $111,100 Building $274,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 401 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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