Frederick County property record for 6591 Whetstone Dr, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,614 sqft · built 1986 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Jun 2023) |
| Tax Bill | $4,626 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-554222 |
| Primary APN | 28-554222 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,118 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 942 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 554222 |
|---|---|
| Street Address | 6591 WHETSTONE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 720 SEC 12 PL 2 7200 SQ FT WHETSTONE DR. FARMBROOK |
| Legal Subdivision | FARMBROOK SEC 12 02 |
| Legal Lot Number | 720 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 751002 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6591 WHETSTONE DR, FREDERICK, MD 21703-8613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 12, 2018 | Grant Deed, Transfer · FHA Mortgage CENTURY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Apr 12, 2018 · Amount on Record |
| Deed Book / Page | 16488 / 63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 21, 2023 |
| Property Address | 6591 WHETSTONE DR, FREDERICK, MD 21703-8613 |
| Document Number | 0164880063 |
| Book / Page | 16488 / 63 |
| Map Reference | MB 31 PL 35 |
| Instrument Date | Jun 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6591 WHETSTONE DR, FREDERICK, MD 21703-8613 |
| Document Number | 0001648871 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 16488/71 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6591 WHETSTONE DR, FREDERICK, MD 21703-8613 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0154620066 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 15462/66 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 172 Months |
| Due | Mar 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 12, 2018 |
| Property Address | 6591 WHETSTONE DR, FREDERICK, MD 21703-8613 |
| Document Number | 0123610186 |
| Book / Page | 012361 / 000186 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6591 WHETSTONE DR FREDERICK MD 217038613, FREDERICK, MD 21703-8613 |
| Document Number | 123610194 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 012361/000194 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,867 (+27.84%) | $473,600 (+17.37%) Land $153,700 Building $319,900 | |
| 2025 | $4,626.00 (+23.89%) | ||
| 2023 | $3,734.00 (+5.36%) Homeowner's exemption | $333,900 (+11.63%) | $403,500 (+34.9%) Land $111,200 Building $292,300 |
| 2022 | $3,544.00 Homeowner's exemption | $299,100 Land $91,100 Building $208,000 | $299,100 Land $91,100 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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