Rowan County property record for 6595 Cranston Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,000 sqft · built 2010 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,500 (May 2020) |
| Tax Bill | $647 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-00 00 031.09 |
| Primary APN | 076-00 00 031.09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Basement Area | 1,000 sqft |
| Year Built | Built 2010 |
|---|---|
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7146 |
|---|---|
| Street Address | 6595 CRANSTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 5.00 ACRES CRANSTON ROAD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950100 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6595 CRANSTON RD, MOREHEAD, KY 40351-7069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Jul 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 5, 2020 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on Record |
| Deed Sale | May 5, 2020 · Amount on Record |
| Prior Sale | May 4, 2016 · Amount on Record |
| Deed Document Number | 2004763 |
| Deed Book / Page | D275 / 507 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 6595 CRANSTON RD, MOREHEAD, KY 40351-7069 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Title Company | HIGH STREET TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 00A447/663 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | A447/663 |
| Instrument | 2016073 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 6595 CRANSTON RD, MOREHEAD, KY 40351-7069 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | A436/378 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | A436/378 |
| Instrument | 2010507 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 5, 2020 |
| Property Address | 6595 CRANSTON RD, MOREHEAD, KY 40351-7069 |
| Document Number | 00D275/507 |
| Book / Page | D275 / 507 |
| Instrument Date | Apr 4, 2020 |
| Instrument | 2004763 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6595 CRANSTON RD, 6595, MOREHEAD, KY 40351-7069 |
| Name | Verified Name |
|---|---|
| Address | 6595 CRANSTON RD, MOREHEAD, KY 40351-7069 |
| Document Number | 0002004764 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2004764 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 6595 CRANSTON RD, MOREHEAD, KY 40351-7069 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | A412/559 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | A412/559 |
| Instrument | 2002456 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 27, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $647.00 (-5.13%) Homeowner's exemption | $126,500 (-) Land $27,000 Building $99,500 | $126,500 (-) Land $27,000 Building $99,500 |
| 2023 | $682.00 Homeowner's exemption | $126,500 Land $27,000 Building $99,500 | $126,500 Land $27,000 Building $99,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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